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Financial Literacy and the Demand for Financial Advice [PDF]
SSRN Electronic Journal, 2011 Abstract The low level of financial literacy across households suggests that they are at risk of making suboptimal financial decisions. In this paper, we analyze the effect of investors’ financial literacy on their decision to demand professional, non-independent advice.
Calcagno Riccardo, Monticone Chiara
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Financial Literacy, Financial Education, and Downstream Financial Behaviors
Management Science, 2014Policy makers have embraced financial education as a necessary antidote to the increasing complexity of consumers' financial decisions over the last generation. We conduct a meta-analysis of the relationship of financial literacy and of financial education to financial behaviors in 168 papers covering 201 prior studies.
Daniel Fernandes +2 more
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Financial Literacy and Entrepreneurship
2019The measurement, drivers and outcomes of financial literacy for individuals and households received substantial academic attention in the recent years. In this chapter, we focus on entrepreneurs’ financial literacy. Entrepreneurs are renowned sources of innovation and growth but their ability to achieve such outcomes is fundamentally intertwined with ...
Calcagno, Riccardo +2 more
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2016
Over the past few years financial literacy has gained increasing public attention in Germany. Because of the various political approaches regarding education in Germany’s 16 federal states, the regulatory conditions are complex and confusing. Schools are insufficiently supplied with classroom materials and lack professionally educated teachers for ...
Frühauf, Felix, Retzmann, Thomas
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Over the past few years financial literacy has gained increasing public attention in Germany. Because of the various political approaches regarding education in Germany’s 16 federal states, the regulatory conditions are complex and confusing. Schools are insufficiently supplied with classroom materials and lack professionally educated teachers for ...
Frühauf, Felix, Retzmann, Thomas
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, 2010 The global financial crisis has intensified the problems of over-indebtedness, especially for the poor. In this context, the microfinance industry is giving more attention to building their customers’ financial capabilities, designing products that respond to their needs and preferences, and ensuring their protection as consumers.
Teresa S. Welsh, Melissa S. Wright
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Financial Literacy and Financial Education: An Overview
SSRN Electronic JournalAbstract This chapter provides a comprehensive overview of the rapidly expanding empirical literature on financial literacy and financial education. We begin by discussing the stylized facts and demographic correlates of financial literacy, highlighting key trends across different population groups.
Kaiser, Tim, Lusardi, Annamaria
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Financial Literacy, Digital Financial Literacy, and Financial Inclusion: An Empirical Analysis
International Journal of Advanced Research in Commerce, Management & Social ScienceThis study examines the relationship between financial literacy, digital financial literacy, and financial inclusion in rural Punjab. Primary data were collected from 500 respondents across three districts using a multistage random sampling technique. For analytical purposes, dimension indices were constructed for all three variables.
Deepty Bansal, Lavneet Kaur
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Financial Literacy and Well-being: The Returns to Financial Literacy
SSRN Electronic Journal, 2023Sjuul Derkx, Bart Frijns, Frank Hubers
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2017
Financial literacy is a combination of financial knowledge, attitudes and behaviors, key for making informed decisions and for solving financial problems. This descriptive study explored the applied, conceptual and procedural financial knowledge of 243 Mexican students via three financial knowledge tests. In addition, these students were surveyed about
Adriana Berenice Valencia Álvarez +1 more
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Financial literacy is a combination of financial knowledge, attitudes and behaviors, key for making informed decisions and for solving financial problems. This descriptive study explored the applied, conceptual and procedural financial knowledge of 243 Mexican students via three financial knowledge tests. In addition, these students were surveyed about
Adriana Berenice Valencia Álvarez +1 more
openaire +1 more source
Navigating financial toxicity in patients with cancer: A multidisciplinary management approach
Ca-A Cancer Journal for Clinicians, 2022Maria Pisu +2 more
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