Results 11 to 20 of about 5,226,497 (252)

The Role of Income Volatility and Perceived Locus of Control in Financial Planning Decisions [PDF]

open access: yesFrontiers in Psychology, 2021
Two studies examine whether income volatility might lead to greater personal financial insecurity and might create a decision environment that discourages planning ahead on personal finances.
Johanna Peetz   +2 more
doaj   +2 more sources

Multi-Objective Optimization Control of Distributed Electric Drive Vehicles Based on Optimal Torque Distribution

open access: yesIEEE Access, 2019
To improve the total efficiency of the drive system and the driving safety of distributed electric drive vehicles, this paper proposes a multi-objective optimization method based on torque allocation optimization. First, in the vehicle nonlinear dynamics
Juhua Huang   +4 more
doaj   +1 more source

Individual Property Risk Management

open access: yesJournal of Probability and Statistics, 2010
This paper reviews household property risk management and estimates normatively optimal choice under theoretical assumptions. Although risk retention limits are common in the financial planning industry, estimates of optimal risk retention that include ...
Michael S. Finke   +2 more
doaj   +1 more source

Legal theory of finance: Evidence from global financial networks

open access: yesCogent Economics & Finance, 2019
Katharina Pistor proposed the Legal Theory of Finance (LTF), based on the premise that finance is legally constructed. In this paper, we apply network science to provide empirical evidence from global financial networks (GFN) to support the argument of ...
Prince Kwasi Sarpong, Jugjith Deodutt
doaj   +1 more source

Economic Empowerment of Dhuafa Families Through Digital Business and Financial Management Based on Maqashid Sharia in Tambakrigadung, Lamongan

open access: yesJurnal Pengabdian Kepada Masyarakat (Indonesian Journal of Community Engagement), 2022
Indonesia has an agricultural sector that contributes significantly to the Indonesian economy. However, when the COVID-19 pandemic affected the agricultural industry, it impacted much on the Maju Mulyo Farmer Group in Tambakrigadung, Lamongan. The majority
Tika Widiastuti   +4 more
doaj   +1 more source

The retirement crisis of South African Dutch Reformed ministers: An empirical study

open access: yesHTS Teologiese Studies/Theological Studies, 2018
There has been a backlash from recently graduated proponents of the Dutch Reformed Church of South Africa that they are unemployed not just because of dwindling church member numbers, but mainly because contract posts are being filled by retired ...
Liezel Alsemgeest
doaj   +1 more source

The Interplay of Financial Safety Nets, Long-Term Goals, and Saving Habits: A Moderated Mediation Study

open access: yesInternational Journal of Financial Studies
Household savings are a long-term financial issue that can undermine the financial well-being of American families if not addressed. This study examines financial planning strategies through the Behavioral Life-Cycle (BLCH) hypothesis, focusing on long ...
Congrong Ouyang   +3 more
doaj   +1 more source

Optimized Financial Planning: Integrating Individual and Cooperative Budgeting Models with LLM Recommendations

open access: yesAI, 2023
In today’s complex economic environment, individuals and households alike grapple with the challenge of financial planning. This paper introduces novel methodologies for both individual and cooperative (household) financial budgeting.
I. de Zarzà   +3 more
doaj   +1 more source

Planning and financial literacy : how do women fare? [PDF]

open access: yes, 2007
Many older US households have done little or no planning for retirement, and there is a substantial population that seems to undersave for retirement.
Annamaria Lusardi   +4 more
core   +1 more source

The effects of financial literacy, financial management and saving motives on financial well-being among working women [PDF]

open access: yes, 2014
The increased cost of living for Malaysians has made individuals and households more aware of the importance of managing their finances. The purpose of this study is (1) to identify the levels of financial literacy, financial management, saving motives ...
Teo, Tze Juen, Sabri, Mohamad Fazli
core   +1 more source

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