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The Impact of Household Debt on Children’s Depressive Symptoms: Evidence from China [PDF]

open access: yesBehavioral Sciences
The sustained accumulation of household debt may pose significant challenges to children’s mental health in China, particularly their depressive symptoms. However, limited research has examined this relationship.
Xiaoli Huang   +3 more
doaj   +2 more sources

Determinants of household debt in emerging economies: A macro panel analysis

open access: yesCogent Business & Management, 2020
A rapid increase in household debt is undeniably a main concern among policymakers. Studies indicating the damaging effect of rapid rise in household debt towards economic growth attracted many researchers to determine its reasons.
Khairunnisa Abd Samad   +2 more
doaj   +2 more sources

Debt matters? Mental wellbeing of older adults with household debt in England [PDF]

open access: yesSSM: Population Health, 2020
Background: A record number of older individuals have household debt, but little is known about possible links between debts and their mental wellbeing.
Aapo Hiilamo
doaj   +2 more sources

Digital inclusive finance penetration and household debt maturity structure: Empirical estimation based on China Family Panel Studies Data. [PDF]

open access: yesPLoS ONE
This paper analyzes how the penetration of digital inclusive finance affects the maturity structure of household debt by matching data from the Peking University Digital Inclusive Finance Index and China Family Panel Studies (CFPS).
Jiayu Hou, Yingli Zhang
doaj   +2 more sources

Education debt and household consumption upgrading: Positive incentives or inhibitions? [PDF]

open access: yesPLoS ONE
Household education debt is closely related to household consumption, and education itself is also a developmental high-quality consumption. Based on the panel data of five phases of the China Household Finance Survey (CHFS) from 2013 to 2021, this paper
Mianbi Xie, Xin Chen, Yingying Zhao
doaj   +2 more sources

Household indebtedness and well-being: Evidence from Australia. [PDF]

open access: yesPLoS ONE
This study examines the relationship between household debt and health among Australian adults aged 18-65, utilising five waves of the Household, Income and Labour Dynamics in Australia (HILDA) Survey (2006, 2010, 2014, 2018, and 2022).
Maram Tammam   +3 more
doaj   +2 more sources

Debt and Household Consumption Responses [PDF]

open access: yesSSRN Electronic Journal, 2016
Norwegian households’ levels of housing wealth have since the banking crisis of the 90s become an ever more dominant part of households’ portfolios. Low interest rates and easy access to mortgages have contributed to both increasing house prices and the corresponding increase in household debt.
Fagereng, Andreas, Halvorsen, Elin
openaire   +3 more sources

Parental Debt and Child Well-Being: What Type of Debt Matters for Child Outcomes?

open access: yesRSF: The Russell Sage Foundation Journal of the Social Sciences, 2021
Wealth inequality in the United States has increased tremendously over the last several decades and has potentially serious repercussions for disparities in child well-being.
Lenna Nepomnyaschy   +4 more
doaj   +1 more source

Stress testing household debt [PDF]

open access: yesThe Journal of Credit Risk, 2019
We estimate a county-level model of household delinquency and use it to conduct "stress tests" of household debt. Applying house price and unemployment rate shocks from Comprehensive Capital Analysis Review (CCAR) stress tests, we find that forecasted delinquency rates for the recent stock of debt are moderately lower than for the stock of debt before ...
Neil Bhutta   +4 more
openaire   +1 more source

Social inequalities, debt, and health in the United States

open access: yesSSM: Population Health, 2021
Background: Household financial debt has more than tripled since the 1980s in the United States. The experience of indebtedness is socially structured and there is mounting evidence that debt is linked to decrements in health.
Brice Batomen   +2 more
doaj   +1 more source

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