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Digital inclusive finance and asset allocation of Chinese residents: Evidence from the China Household Finance Survey. [PDF]
PLoS ONE, 2022 Combined with the expected utility theory, this paper constructs a theoretical analysis framework including the development level, financial literacy, and intelligence level of Inclusive Finance, puts forward the hypothesis of the development of digital ...
Kun Li, He Mengmeng, Junjun Huo
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Medical insurance, health risks, and household financial asset allocation: evidence from China household finance survey [PDF]
Frontiers in Public Health, 2023 There is a lack of micro evidence on whether medical insurance may optimize the household financial asset allocation by transferring health risk, despite the fact that health risk is a significant component driving families’ precautionary savings.
Chengming Li +6 more
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Household External Finance and Consumption [PDF]
, 2008 This paper uses mortgage data to construct a measure of terms on which households access to external finance, and relates it to consumption at both the aggregate and cohort levels. The Household External Finance (HEF) index is based on the spread paid by
Besley, Timothy +2 more
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Digital inclusive finance penetration and household debt maturity structure: Empirical estimation based on China Family Panel Studies Data. [PDF]
PLoS ONEThis paper analyzes how the penetration of digital inclusive finance affects the maturity structure of household debt by matching data from the Peking University Digital Inclusive Finance Index and China Family Panel Studies (CFPS).
Jiayu Hou, Yingli Zhang
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What affects rural households' entrepreneurial performance: Formal or informal finance availability? [PDF]
PLoS ONEThis study explores the role of financial availability in the growth and development of rural household entrepreneurship, particularly beyond the start-up phase.
Zhilue Xiang +4 more
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Journal of Economic Literature, 2021 Household financial decisions are complex, interdependent, and heterogeneous, and central to the functioning of the financial system. We present an overview of the rapidly expanding literature on household finance (with some important exceptions) and suggest directions for future research.
Gomes, Francisco +2 more
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The Welfare Effects of Formal and Informal Financial Access in the Gambia: A Comparative Assessment
SAGE Open, 2022 The aim of this study was to comparatively assess the impact of formal and informal finance on household welfare in the Gambia. The Gambia 2015 to 2016 Integrated Household Survey (IHS3) data was analyzed using Stata software version 17.0 to assess the ...
Laston Petro Manja, Isatou A. Badjie
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COVID-19 PANDEMIC AND ITS IMPACT ON HOUSEHOLD FINANCIAL BEHAVIOR IN INDONESIA [PDF]
Oradea Journal of Business and Economics, 2022 The global pandemic, previously only a health crisis, has been slowly causing the economic crisis. The government policy to lockdown and apply social distancing affected the social and economic lives of the countries.
Ascaryan Rafinda, Timea Gal
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PLoS ONE, 2023 Digital finance provides a long-tail mechanism for alleviating relative poverty caused by unequal opportunities and rights. According to the inference of an improved Cobb-Douglas production function and Ramsey-Cass-Koopmans two-stage household ...
Shengfeng Xie +3 more
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PLoS ONE, 2022 Chinese households have overinvested in risk-free financial assets, resulting in a single structure of financial assets. However, this proportion declined as digital finance developed.
Yun Ye, Yongjian Pu, Ailun Xiong
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