Hyperbolic discounting: value and time processes of substance abusers and non-clinical individuals in intertemporal choice. [PDF]
Cheng J, González-Vallejo C.
europepmc +1 more source
Housing as the Fifth Pillar of the Welfare State: Why Spain Needs Structural Reform
Abstract Spain's ongoing housing crisis reflects the cumulative effects of fragmented governance, underinvestment and financialisation. Despite recent reforms, structural challenges persist, threatening affordability and social inclusion. This article diagnoses the roots of Spain's housing failures, explores pathways for systemic reform and argues that
Montserrat Pareja‐Eastaway
wiley +1 more source
Effort and time costs influence motivational asymmetries in self-benefitting vs pro-environmental decisions. [PDF]
Todorova B +7 more
europepmc +1 more source
Governments, Home Ownership and Low‐Cost Home Ownership Initiatives
Abstract Widening the spectrum of households who can enter home ownership has been a long‐established policy in the UK. This article explores low‐cost home ownership initiatives from the late 1970s onwards and in the context of home ownership more generally. Over the decades, government support for home ownership has shifted from making tax concessions
Peter Williams
wiley +1 more source
Comparing intertemporal decision-making models: Predictions and applications in lifespan through subjective time perception. [PDF]
Dai L, Wang Y, Chark R, Liu L.
europepmc +1 more source
The Impact of a Pre‐Existing Defect on Liability for Property Damage: Taylor v Jones
Taylor v Jones involved liability for causing damage to a building that had a pre‐existing defect. The defendant was in principle liable for the cost of repairing the damage. However, the Court of Appeal denied liability for the cost of repairing the pre‐existing defect even though such repair was necessary to restore the building to the state it would
Sirko Harder
wiley +1 more source
Time estimation variability in delay discounting: Model comparison and considerations. [PDF]
Gelino BW +4 more
europepmc +1 more source
ABSTRACT In the last several years, disaster insurance programs around the world have experienced disruptions that many observers interpret to be a primary symptom of “climate crisis” (Bittle 2024). Governments have responded to these disruptions through disjointed and at times contradictory measures: they treat disasters, alternately, as “Acts of God”
Stephen J. Collier
wiley +1 more source
Unhealthy behaviours in disaster survivors are associated with scarcity and present bias. [PDF]
Sawada Y +10 more
europepmc +1 more source
Interactivity and Illusions of Ability: How Using Generative AI Affects Investor Judgments
ABSTRACT I use the setting of generative AI (GenAI) to examine how processing tool interactivity affects investors’ self‐assessments of ability and willingness to invest. Although GenAI can help investors process financial information, I theorize that the interactive nature of GenAI blurs the boundaries between investors’ own abilities and those of ...
Joe Croom
wiley +1 more source

