Governments, Home Ownership and Low‐Cost Home Ownership Initiatives
The Political Quarterly, EarlyView.Abstract Widening the spectrum of households who can enter home ownership has been a long‐established policy in the UK. This article explores low‐cost home ownership initiatives from the late 1970s onwards and in the context of home ownership more generally. Over the decades, government support for home ownership has shifted from making tax concessions
Peter Williams
wiley +1 more source
Comparing intertemporal decision-making models: Predictions and applications in lifespan through subjective time perception. [PDF]
Br J PsycholDai L, Wang Y, Chark R, Liu L.
europepmc +1 more source
The Impact of a Pre‐Existing Defect on Liability for Property Damage: Taylor v Jones
The Modern Law Review, EarlyView.Taylor v Jones involved liability for causing damage to a building that had a pre‐existing defect. The defendant was in principle liable for the cost of repairing the damage. However, the Court of Appeal denied liability for the cost of repairing the pre‐existing defect even though such repair was necessary to restore the building to the state it would
Sirko Harder
wiley +1 more source
Time estimation variability in delay discounting: Model comparison and considerations. [PDF]
Behav ProcessesGelino BW +4 more
europepmc +1 more source
The British Journal of Sociology, EarlyView.ABSTRACT In the last several years, disaster insurance programs around the world have experienced disruptions that many observers interpret to be a primary symptom of “climate crisis” (Bittle 2024). Governments have responded to these disruptions through disjointed and at times contradictory measures: they treat disasters, alternately, as “Acts of God”
Stephen J. Collier
wiley +1 more source
A Structural Model of Mortgage Offset Accounts in the Australian Housing Market*
Economic Record, EarlyView.I study a novel institutional feature of Australian housing markets: the widespread use of mortgage offset accounts. These accounts reduce mortgage interest costs and increase mortgage liquidity. I build a heterogeneous agent life‐cycle model of the Australian housing market to study who uses and benefits from these mortgage products.
James Graham
wiley +1 more source
Comparing likelihood-based and likelihood-free approaches to fitting and comparing models of intertemporal choice. [PDF]
Behav Res MethodsKvam PD +3 more
europepmc +1 more source
Interactivity and Illusions of Ability: How Using Generative AI Affects Investor Judgments
Journal of Accounting Research, EarlyView.ABSTRACT I use the setting of generative AI (GenAI) to examine how processing tool interactivity affects investors’ self‐assessments of ability and willingness to invest. Although GenAI can help investors process financial information, I theorize that the interactive nature of GenAI blurs the boundaries between investors’ own abilities and those of ...
Joe Croom
wiley +1 more source
Unhealthy behaviours in disaster survivors are associated with scarcity and present bias. [PDF]
Commun PsycholSawada Y +10 more
europepmc +1 more source
Corporate Tax System Complexity and Investment Sensitivity to Tax Policy Changes
Journal of Accounting Research, EarlyView.ABSTRACT Effective policymakers must balance the demands of formulating a corporate tax system that raises revenue and spurs economic activity (e.g., investment) while promoting a “level playing field” across firms. Balancing these tradeoffs has likely caused tax systems to become more complex over time, increasing firms’ difficulty in understanding ...
HARALD AMBERGER +2 more
wiley +1 more source