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Dosing Biologic Drugs for Patients with Obesity: One Size Does NOT Fit All

Arthritis &Rheumatology, Accepted Article.
Stephen J. Balevic, Daniel Gonzalez, Bernd Meibohm   +2 more
wiley   +1 more source

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Personality Traits and Insurance Demand

Personality and Social Psychology Bulletin
Personality traits drive people’s financial decisions and hence affect their lives. Yet, we know little about the relationship between personality traits and insurance decisions.
Thomas Schilling, W. Bleidorn
semanticscholar   +4 more sources

Prospect Theory and Insurance Demand

SSRN Electronic Journal, 2016
This paper empirically tests if prospect theory’s loss-aversion and reference point dependence can explain individuals’ real-world insurance take-up behavior. This paper uses American Life Panel data and finds empirical evidence consistent with prospect theory: loss-averse individuals have a low ownership rate of long-term care insurance (LTCI ...
Injun Hwang
semanticscholar   +2 more sources

Public Flood Risk Mitigation and the Homeowner’s Insurance Demand Response

Land Economics, 2022
This article investigates the influence of public risk mitigating activities on individuals’ decisions to privately mitigate their disaster risks through changes in their risk perceptions. We exploit heterogeneity in measures under the U.S.
S. Borsky, Hannah Hennighausen
semanticscholar   +1 more source

What's at Stake? Understanding the Role of Home Equity in Flood Insurance Demand

Social Science Research Network, 2021
Millions of properties in the U.S. are exposed to increasing threats from natural disasters. Yet, a large majority of at-risk homes are uninsured against the costliest disaster: flooding.
Yanjun Liao, P. Mulder
semanticscholar   +1 more source

Investor confidence and life insurance demand: can economic condition limit life insurance business?

International Journal of Emerging Markets, 2021
PurposeLife insurance is bought with a prior belief that promise stipulated in policy will be honored when due. Discernibly, this belief is backed by the confidence that financial markets and economy will demonstrate satisfactory performance.
Danish Ahmed, Yuan-tao Xie, Khelfaoui Issam   +2 more
semanticscholar   +1 more source

On-Demand Insurance

2023
On-demand insurance is growing rapidly with predictions that by 2030 the global insurance market will evolve to contain highly dynamic, usage-based products that are tailored to individual customer behaviours and will transition from an annual renewal model to a continuous cycle, with products that constantly adapt to individual behavioural patterns ...
Tarr, Anthony A., Tarr, Julie Anne, Pena, Antton   +2 more
openaire   +2 more sources

Background Uncertainty and the Demand for Insurance Against Insurable Risks [PDF]

The Geneva Papers on Risk and Insurance Theory, 1998
Theory suggests that people facing higher uninsurable background risk buy more insurance against other risks that are insurable. This proposition is supported by Italian cross-sectional data. It is shown that the probability of purchasing casualty insurance increases with earnings uncertainty.
JAPPELLI, TULLIO, GUISO, LUIGI
openaire   +5 more sources