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Demand for Life Insurance

The Journal of Risk and Insurance, 1968
This paper explores the possibilities of making fairly complex multi-variable demand forecasts for life insurance sold by utilizing readily available published data, plus an existing computer program available to everyone. The thinking behind this experiment was that if a good demand forecast could be made in this manner, insurance companies could have
George Mantis, Richard N. Farmer
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The Impact of Insurer Name Changes on The Demand for Insurance

Journal of Risk and Insurance, 2013
AbstractCorporate name changes are relatively common events, with some evidence suggesting that name changes are strategic in nature. Although prior research has examined the effect of name changes on the firm, these studies have focused primarily on the stock price reaction to name changes.
Cassandra R. Cole   +3 more
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Gender perspective on life insurance demand in Ghana

International Journal of Social Economics, 2018
Purpose Against the background that Ghanaians seldom purchase insurance policies, the purpose of this paper is to investigate the determinants of life insurance uptake among male and female household heads in Ghana.
Samuel Ampaw   +2 more
semanticscholar   +1 more source

An analysis of insurance demand in the newsboy problem

European Journal of Operational Research, 2017
zbMATH Open Web Interface contents unavailable due to conflicting licenses.
Richard Watt, Francisco J. Vázquez
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The Theory of Insurance Demand

2000
This chapter presents the basic theoretical model of insurance demand in a one-period expected-utility setting. Models of coinsurance and of deductible insurance are examined along with their comparative statics with respect to changes in wealth, prices and attitudes towards risk.
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The Demand for Flood Insurance: Empirical Evidence

Journal of Risk and Uncertainty, 1999
Flood damages that occur worldwide remain largely uninsured losses despite the efforts of governmental programs that in many cases make insurance available at below fair market cost. The current study focuses on the financial experience of the United States' National Flood Insurance Program (NFIP) from 1983 through 1993 to examine the hypothetical ...
Browne, Mark J., Hoyt, Robert E.
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Demand for Insurance

Abstract This chapter presents the conventional theory of the demand for insurance and compares it to the quid pro quo theory. It shows how, with the same assumptions, the quid pro quo analysis of demand would lead to the same welfare gain as the conventional theory.
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Drivers of insurance demand in emerging markets

Journal of Service Science Research, 2011
This study focuses on factors driving insurance demand measured as insurance density and growth rate of premiums in emerging markets during the years 1998–2008. Findings indicate that demographic factors explain a greater variance relative to economic and institutional variables for insurance density, while economic factors explain the greatest amount ...
B. Elango, James R. Jones
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Demand for Health Insurance

2016
Chapter 3 explores the scope of health insurance, and the amount of protection that individuals may seek to obtain for their health capital. This chapter describes the demand for, and consumption of, insurance by different groups in the health economy.
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The Impact of Public Insurance on Private Insurance Demand

Asia-Pacific Journal of Risk and Insurance, 2015
Abstract The purpose of this study is to investigate whether private insurance is a normal good by examining the effects of public insurance. Also, this study investigates how the amount of public insurance premium affects to the private insurance demand. The main results of this study are as follows.
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