Results 31 to 40 of about 5,652,381 (345)

Automobile insurance in Brazil: market concentration and demand

open access: yesRevista Contabilidade & Finanças, 2019
This paper studies two aspects of the automobile insurance market in Brazil: first, it determines the degree of competition among insurance companies, and second, it estimates and analyzes the demand for automobile insurance.
Vivileine Maria Peres   +2 more
doaj   +1 more source

Flood insurance demand and probability weighting: The influences of regret, worry, locus of control and the threshold of concern heuristic

open access: yes, 2020
Low-lying densely populated areas can be susceptible to flooding due to extreme river discharges. Insurance may be used to spread flood risk and reduce potential material damages.
P. J. Robinson, W. J. Wouter Botzen
semanticscholar   +1 more source

Digital economy and urban insurance demand: empirical evidence from 289 cities in China

open access: yesFrontiers in Human Dynamics
Against the backdrop of the digital economy profoundly leading the modernization of industrial systems and structures, this study focuses on the impact mechanism of the digital economy on urban insurance demand.
Mengyadi Liang
doaj   +1 more source

A mathematical model for deriving the optimal trajectory of life insurance demand [PDF]

open access: yesMathematics and Modeling in Finance
This study explores the optimal trajectory of life insurance demand, a crucial financial tool for managing mortality risk and ensuring economic security for family.
Ghadir Mahdavi
doaj   +1 more source

Abandoning disaster relief and stimulating insurance demand through premium subsidies

open access: yesJournal of Risk and Insurance
Premium subsidies can be used to address low demand for natural hazard insurance when it is partly caused by governmental disaster relief payments. We analyze how the introduction of ex ante premium subsidies affects the frost insurance demand of German ...
Tim Philippi, Jörg Schiller
semanticscholar   +1 more source

Climate change and index insurance demand: Evidence from a framed field experiment in Tanzania

open access: yes, 2020
Index insurance has been touted as part of an adaptation strategy to mitigate climate risks among smallholder farmers. However, in the face of increasing drought probabilities, demand for index insurance may decrease compared to a scenario with no ...
John P. Dougherty   +4 more
semanticscholar   +1 more source

Determinants of Corporate Demand for Property Insurance [PDF]

open access: yesFaslnāmah-i Pizhūhish/Nāmah-i Iqtisādī, 2011
Motive for the purchase of insurance by individuals is differing among the firms. Risk aversion is the main motive for the purchase of insurance by individuals. But, incentive to purchase of insurance by firms is affected by many factors.
Saied sehhat   +2 more
doaj  

What's at Stake? Understanding the Role of Home Equity in Flood Insurance Demand

open access: yesSocial Science Research Network
The consequences of climate change will depend on homeowners’ incentives to manage their risk. We show that low home equity distorts borrowers’ demand for flood insurance by shifting their risk to lenders and federally backed mortgage purchasers.
Yanjun Liao, P. Mulder
semanticscholar   +1 more source

Family formation and the demand for health insurance [PDF]

open access: yesHealth Economics, 2020
Abstract We study how demand for health insurance responds to family formation using a unique panel of young Australian women. Our data allow us to simultaneously control for the influence of state dependence and unobserved heterogeneity and detailed information on children and child aspirations.
Denise Doiron, Nathan Kettlewell
openaire   +2 more sources

The Cost of Borrowing as a Limiting Factor of Non-Life Insurance Development: The Italian Case

open access: yesRisks
We address the effect of local financial conditions on the demand for non-life insurance. We consider the spread between the interest rates faced by the insured on the local credit market and the return rates earned by the insurer on national or ...
Giovanni Millo
doaj   +1 more source

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