Results 41 to 50 of about 391,471 (255)

The effects of Corporate Governance, Audit Quality, and Conservatism on Loan Collateral Requirements

Jurnal Akuntansi dan Keuangan, 2020
In competitive credit markets, borrowers and lenders have equal information on default risks. Under these circumstances, loan collateral are less important in credit decision-making.
Sansaloni Butar Butar
doaj   +1 more source

Conceptualizing algorithmic inequality and future agenda. An annual review of information science and technology (ARIST) paper

Journal of the Association for Information Science and Technology, EarlyView.
Abstract The issue of inequality caused by algorithms, termed ‘algorithmic inequality’, has recently attracted scholarly attention in many disciplines due to its profound implications for society. While the body of literature on algorithmic inequality has grown, there remains a lack of comprehensive understanding of its nature, drivers, and impact ...
Shiwei Jia, Jia Tina Du, Hui Yan
wiley   +1 more source

Bricks, knots, and bodies: Material encounters and the affective making of masculinity

British Educational Research Journal, EarlyView.
Abstract This paper examines how creative research methods do not just capture boys' experiences of masculinity, but actively materialise them. Drawing on two arts‐based activities used in school‐based fieldwork (a mannequin‐based exercise with one participant and a Lego‐building workshop with a small peer group), the paper analyses how materials ...
Huw Berry‐Downs
wiley   +1 more source

Loan Default Prediction Using Machine Learning Algorithms

Journal of Informatics and Web Engineering
Financial institutions constantly face at the risk of default by borrowers which can result in significant financial losses. It is essential to develop an appropriate predictive model for loan default to reduce these risks and minimise financial losses ...
Zhi Zheng Kang, Sin Yin Teh, Samuel Yong Guang Tan, Wei Chien Ng   +3 more
doaj   +3 more sources

Looking for hopeful purpose in England's environmental education policy: An analysis of the National Education Nature Park

British Educational Research Journal, EarlyView.
Abstract The intertwined crises of climate change, biodiversity loss and environmental degradation represent profound global challenges. Education holds a unique role in enabling all young people to navigate uncertainty, participate meaningfully in decision‐making and contribute to more just and sustainable ways of living.
Julie Robinson, Elizabeth A.C. Rushton, Emma Towers   +2 more
wiley   +1 more source

Designing an Optimization-Simulation Model for Credit Scoring and Loan Structuring Using a Memetic Algorithm: A Case Study of Corporate Banking Clients [PDF]

Industrial Management Journal
Objective: This paper introduces a groundbreaking optimization-simulation model, a novel approach that promises to revolutionize credit scoring and loan optimization for banks.Methods: The proposed approach follows a three-stage framework: data ...
Amir Khorrami, Mahmoud Dehghan Nayeri, Ali Rajabzadeh   +2 more
doaj   +1 more source

The Degradation of Access‐Based Business Models: Customer Misbehavior and Shared Mobility

Business Strategy and the Environment, EarlyView.
ABSTRACT Access‐based services are considered one of the strategies to embed sustainability in business models. Yet, because the evolution of these business models has been overlooked, we do not know whether their promise to create triple value is sustained.
Andres Camacho, Carmen Valor
wiley   +1 more source

The Influence of ESG Controversies on Financing Costs for European Companies: Does Culture Matter?

Business Strategy and the Environment, EarlyView.
ABSTRACT This study examines the relationship between environmental, social, and governance (ESG) controversies and corporate financing costs, focusing on the moderating effect of national culture. It analyzes European companies listed on the STOXX 600 Index from 2016 to 2023.
Souad Brinette, Marie‐Josèphe Rigobert, Slimane ED‐Dafali   +2 more
wiley   +1 more source

Risk Management in Microfinance: How Customer Financial Profiles Can Improve Loan Repayment Strategies in Kwara State, Nigeria

International Journal of Applied Research in Business and Management
This study examined the effect of customer financial profiles on loan repayment strategy effectiveness and loan default tendency among active borrowers of licensed microfinance banks in Kwara State, Nigeria.
Ahmed Adekunle
doaj   +1 more source

When the Remedy Is Worse Than the Illness: Carbon Performance and Growth Opportunities Under the EU ETS

Business Strategy and the Environment, EarlyView.
ABSTRACT This paper examines how the European Union Emissions Trading System allowance prices reshape the link between corporate environmental performance (CEP) and firms' growth expectations, measured by Tobin's Q. Using a panel of 1370 listed firms across 15 European countries from 2005 to 2024 and high‐dimensional fixed‐effects models, we first ...
Adrián Ferreras
wiley   +1 more source