Results 21 to 30 of about 10,825 (309)
Default Settlement on Unsecured Loans
YURISDIKSI : Jurnal Wacana Hukum dan Sains, 2022 Economic development is the most important part of national development goals, such as the 1945 Constitution (after amendments) in the fourth paragraph, namely: Protecting the entire nation to promote general welfare, educating the nation's life and participating in carrying out world order.
Kuntri Selvilia Lidya Sari +1 more
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Interest Rates and Loan Repayment in Finance Trust Bank, Katwe Branch. A Cross-sectional Study.
Student's Journal of Health Research Africa, 2022 Background The main objective of the study was to establish the relationship between interest rates and loan repayment by examining the relationship between Central bank rate and loan repayment, loan size and loan repayment, and bargaining power and ...
Joseph Atubasise, Edmand Bakashaba
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CSRLoan: Cold Start Loan Recommendation with Semantic-Enhanced Neural Matrix Factorization
Applied Sciences, 2022 Recommending loan products to applicants would benefit many financial businesses and individuals. Nevertheless, many loan products suffer from the cold start problem; i.e., there are no available historical data for training the recommendation model ...
Kai Zhuang, Sen Wu, Shuaiqi Liu
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EURASIP Journal on Wireless Communications and Networking, 2019 P2P net loan is the latest financial lending platform business, which is a new way of borrowing under the background of rapid development of the mobile Internet.
Zeping Tong, Xiaomin Chen
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Acta Commercii, 2018 Orientation: Despite the use of group lending, microfinance institutions (MFIs) are still faced with the risk of default by borrowers and the absence of physical collateral means that there is no recourse to borrower assets for repayment. It is therefore
Katlego Modisagae, Christo Ackermann
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Determinants of Default in P2P Lending. [PDF]
PLoS ONE, 2015 This paper studies P2P lending and the factors explaining loan default. This is an important issue because in P2P lending individual investors bear the credit risk, instead of financial institutions, which are experts in dealing with this risk.
Carlos Serrano-Cinca +2 more
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BORROWING FROM THE FUTURE? 401(K) PLAN LOANS AND LOAN DEFAULTS [PDF]
National Tax Journal, 2014 Most employers permit 401(k) plan participants to borrow from their retirement plan assets. Using an administrative dataset tracking over 800 plans for five years, we show that 20 percent of workers borrow at any given time, and almost 40 percent borrow at some point over five years. Also, workers borrow more when a plan permits multiple loans.
Timothy (Jun) Lu +3 more
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Studying borrower level risk characteristics of education loan in India
IIMB Management Review, 2016 This paper empirically investigates the granular level risk of education loan using a cross section of data from 5000 borrowers obtained from four major public sector banks in India. The findings suggest that education loan defaults are mainly influenced
Arindam Bandyopadhyay
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Loans to LDCs and massive defaults [PDF]
Intereconomics, 1981 The quadrupling of oil prices since the end of 1973 was accompanied by a rapid increase in the borrowings of developing countries. A global view of their external debt situation reveals some alarming realities.
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Screening and Loan Origination Time: Lending Standards, Loan Defaults and Bank Failures [PDF]
SSRN Electronic Journal, 2020 We show that loan origination time is crucial for bank lending standards over the credit cycle, as well as for ex-post loan-level defaults and bank-level failures. We use the credit register in Spain for the business loans over the 2002-15 period focusing on the time of a loan application and its granting.
Bedayo, Mikel +3 more
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