Results 1 to 10 of about 10,825 (309)
One-factor model for default rates by loan type [PDF]
Bankarstvo, 2021 This paper investigates the link between default rates by loan types and the systemic credit risk component. This link is described by a linear model that combines systemic and idiosyncratic contributions.
Božović Miloš
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Credit Scoring and Loan Default [PDF]
International Review of Finance, 2011 AbstractA metric of credit score performance is developed to study the usage and performance of credit scoring in the loan origination process. We examine the performance of originationFICOscores as measures ofex anteborrower creditworthiness using loan‐level data onex postperformance of subprime mortgages.
Sengupta, Rajdeep, Bhardwaj, Geetesh
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Prediction Defaults for Networked-guarantee Loans [PDF]
2018 24th International Conference on Pattern Recognition (ICPR), 2018 6 pages,7 ...
Dawei Cheng +3 more
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ESTIMATING THE DETERMINANTS OF VEHICLE LOAN DEFAULT IN MALAYSIA: AN EXPLORATORY STUDY
International Journal of Management Studies, 2017 As revealed by Malaysia’s bankruptcy statistics, around a quarter of bankruptcy in Malaysia is due to default of vehicle loan. This has led to the tightening up of vehicle loan underwriting and increased vehicle loan rejection rates.
Hock-Eam Lim, Siew Goh Yeok
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PLoS ONE, 2021 Potential relationship among loan applicants can provide valuable information for evaluating default risk. However, most of the existing credit scoring models either ignore this relationship or consider a simple connection information.
Jong Wook Lee, So Young Sohn
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Computers and Education: Artificial Intelligence, 2023 National student loans are crucial for ensuring that economically disadvantaged students are able to complete their education successfully, however, the high default rate and excessive demand associated with these loans pose significant risks to various ...
Yuan Wang +5 more
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Copernican Journal of Finance & Accounting, 2015 This study aims at investigating and testing the mediated effect of risk-weighted assets on the effects of loan exposure valuation towards credit default at the local banks listed in Indonesian Stock Exchange from the period of 2008 to 2012.
Tigor Sitorus
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Economies, 2022 Using stepwise logistic regression models, the study aims to separately detect and explain the determinants of default probability for unaudited and audited small-to-medium enterprises (SMEs) under stressed conditions in Zimbabwe.
Frank Ranganai Matenda, Mabutho Sibanda
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Ethnic Fractionalization, Governance and Loan Defaults in Africa [PDF]
Oxford Bulletin of Economics and Statistics, 2014 AbstractWe present a theoretical model of an imperfectly competitive loans market that is suitable for emerging economies in Africa. The model allows for variation in both the level of contract enforcement (the quality of governance) and the degree of market segmentation (the level of ethnic fractionalization).
Adrianova, Svetlana +3 more
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PENGARUH EVALUASI KREDIT DAN PENGAWASAN KREDIT TERHADAP RISIKO KREDIT MACET
Journal of Management Small and Medium Enterprises (SME's), 2022 The research background is risk of the loan credit which is the one problem which inseperable from the operations system in credit service unions in district Oebobo of Kupang City.
Antonius Yohanes William Timuneno
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