Results 11 to 20 of about 391,471 (255)
Students’ attitude to educational loan repayments: A structual modelling approach [PDF]
, 2011 This thesis was submitted for the degree of Doctor of Philosophy and awarded by Brunel University.Educational loan defaulting is a problem increasing on a worldwide scale.
Ismail, Sharinar
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Econometric Research in Finance, 2016 This research is the first attempt to calibrate default rates of loan portfolios using raw data on nonperforming loans and some additional information on the maturity structure of the loan portfolios.
Dobromił Serwa
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DETERMINANTS OF AGRICULTURE-RELATED LOAN DEFAULT: EVIDENCE FROM CHINA
Buletin Ekonomi Moneter dan Perbankan, 2020 This paper investigates agriculture-related loan default in 2002–2009 through a large data set from a leading Chinese state-owned bank. Using logit regression, we find the default rate on agriculture-related loans is significantly higher than that on non–
Zhichao Yin, Lei Meng, Yezhou Sha
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Land, 2021 The transfer of rural land contractual management rights belongs to the recessive transition of land use. The mortgage of rural land management rights is a way of rural land circulation, and has an important impact on the transformation of land use ...
Hongguang Zheng, Zhanbin Zhang
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Interest Rates and Loan Repayment in Finance Trust Bank, Katwe Branch. A Cross-sectional Study.
Student's Journal of Health Research Africa, 2022 Background The main objective of the study was to establish the relationship between interest rates and loan repayment by examining the relationship between Central bank rate and loan repayment, loan size and loan repayment, and bargaining power and ...
Joseph Atubasise, Edmand Bakashaba
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EURASIP Journal on Wireless Communications and Networking, 2019 P2P net loan is the latest financial lending platform business, which is a new way of borrowing under the background of rapid development of the mobile Internet.
Zeping Tong, Xiaomin Chen
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CSRLoan: Cold Start Loan Recommendation with Semantic-Enhanced Neural Matrix Factorization
Applied Sciences, 2022 Recommending loan products to applicants would benefit many financial businesses and individuals. Nevertheless, many loan products suffer from the cold start problem; i.e., there are no available historical data for training the recommendation model ...
Kai Zhuang, Sen Wu, Shuaiqi Liu
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Acta Commercii, 2018 Orientation: Despite the use of group lending, microfinance institutions (MFIs) are still faced with the risk of default by borrowers and the absence of physical collateral means that there is no recourse to borrower assets for repayment. It is therefore
Katlego Modisagae, Christo Ackermann
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Determinants of Default in P2P Lending. [PDF]
PLoS ONE, 2015 This paper studies P2P lending and the factors explaining loan default. This is an important issue because in P2P lending individual investors bear the credit risk, instead of financial institutions, which are experts in dealing with this risk.
Carlos Serrano-Cinca +2 more
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Studying borrower level risk characteristics of education loan in India
IIMB Management Review, 2016 This paper empirically investigates the granular level risk of education loan using a cross section of data from 5000 borrowers obtained from four major public sector banks in India. The findings suggest that education loan defaults are mainly influenced
Arindam Bandyopadhyay
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