Results 21 to 30 of about 73,760 (304)

Housing, Housing Finance and Credit Risk

International Journal of Financial Studies, 2018
This paper investigates the determinants of credit risk from a broad perspective. Particular attention is given to the role of housing affordability and household indebtedness.
Alessandra Canepa, Fawaz Khaled
doaj   +1 more source

COMPARATIVE ANALYSIS OF STATE-OWNED BANKS’ ROLE IN THE ECONOMY OF EASTERN EUROPE COUNTRIES AND UKRAINE

Фінансово-кредитна діяльність: проблеми теорії та практики, 2021
The state-owned banks (SOB) hold a prominent position in the national banking systems of most Eastern European countries. In this region, the BUDCs are specialized and mainly represented by national development banks and export-import banks. There is no
O. O. Lyubich, G. P. Bortnikov, A. O. Drobyazko   +2 more
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Credit risk management and profitability: Evidence from Palestinian banks [PDF]

Banks and Bank Systems, 2023
Credit risk has gained considerable attention in most countries of the world intending to manage the efficiency of credit portfolios. This study attempts to examine the impact of credit risk management on bank profitability.
Besan Abdallah Saleh, Veronica Paz
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Interconnectedness, systemic crises, and recessions

Latin American Journal of Central Banking, 2020
In this paper, we construct a simple model designed to capture four widely held views about financial crises: [1] Interconnectedness among financial institutions (banks) can play a major role in precipitating systemic financial crises.
Marco A. Espinosa-Vega, Steven Russell
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Bank loan portfolios and the monetary transmission mechanism [PDF]

Journal of Monetary Economics, 2007
Abstract We study the portfolio behavior of bank loans following a monetary tightening and find that real estate and consumer loans sharply decrease, while commercial and industrial (C&I) loans increase. These responses are compared with responses following non-monetary shocks, which also reduce output but keep interest rates roughly unchanged ...
Den Haan, Wouter, Sumner, Steven, Yamashiro, Guy   +2 more
openaire   +2 more sources

Loan portfolio and nonperforming loans in Western Balkan Countries

International Journal of Finance & Banking Studies (2147-4486), 2019
Non-performing loans (NPLs) present one of the most controversial issues in both developed and developing countries. The main purpose of this paper is to analyze and compare the loan portfolio and NPLs in the Western Balkan countries: Albania, Bosnia and Herzegovina, Kosovo, Macedonia, Montenegro, and Serbia for the period 2008-2015.
Qazim Tmava, Ajtene Avdullahi, Besë Sadikaj   +2 more
openaire   +2 more sources

Loan guarantee portfolios and joint loan guarantees with stochastic interest rates [PDF]

The Quarterly Review of Economics and Finance, 2006
Abstract Most papers studying loan guarantee are under a one-borrower and one-guarantor framework. This study uses the option approach to construct models in which loan guarantees are analyzed under a multiple-borrower and one-guarantor framework and under a one-borrower and multiple-guarantor structure with stochastic interest rates.
Chang, C. C., Chung, S. L., Lu, M. T.
openaire   +2 more sources

The Impact of Loan Portfolio Concentration on Financial Stability of Iraqi Commercial Banks [PDF]

تنمیة الرافدین
The current study aimed to measure the concentration level in the loan portfolio across economic sectors in Iraqi commercial banks and its impact on financial stability. The study analyzed data from nine banks for the period 2016 - 2022.
Saja Younis, Abdul Nafea Al-Zararee
doaj   +1 more source

MICROFINANCE AND FINANCING OF MICRO-ENTREPRENEURSHIP IN BURUNDI

Journal of Management Small and Medium Enterprises (SME's), 2023
This article aims to identify the determinants of financing microenterprises in Burundi by microfinance institutions. Using the logit model and exploiting data from the loan portfolios of Burundian microfinance institutions, the econometric analysis ...
Théogène Nsengiyumva
doaj   +1 more source

Methodological Aspects of Valuation of Credit Institutions under External Uncertainty

Финансы: теория и практика, 2022
The article is devoted to the research of the issues of commercial bank business valuation under the conditions of uncertainty. The study aims to develop a model for forecasting the value of total assets and loan portfolio of a commercial bank within the
A. A. Pomulev, N. S. Pomuleva
doaj   +1 more source