Results 11 to 20 of about 5,139 (256)
Contingent Loan Repayment in the Philippines [PDF]
Economic Development and Cultural Change, 2007 Abstract Using data from the Philippines, this article seeks to understand how households in the study area apparently manage to avoid falling into a debt trap in spite of frequent borrowing. Findings suggest that this is achieved via three institutional features. First, most informal debt carries no interest.
Gubert, Flore, Fafchamps, Marcel
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The Journal of Entrepreneurial Finance, 2022 Microfinance Institutions (MFIs) were introduced to reach a large number of active poor people who are excluded from the formal financial institutions due to rigorous collateral requirements.
Yitbarek Weldegerima Kiros
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Фінансово-кредитна діяльність: проблеми теорії та практики, 2022 The aim of this paper was to analyze the determinant factors of the ability of shrimp farmers to repay loans on time and the decisive factors of the on-time loan repayment amount.
Quang Vang DANG +3 more
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The Effect of Bank Monitoring on Loan Repayment [PDF]
SSRN Electronic Journal, 2020 Monitoring is one of the main activities explaining the existence of banks, yet empirical evidence about its effect on loan outcomes is scant. Using granular loan-level information from the Italian Credit Register, we build a novel measure of bank monitoring based on banks’ requests for information on their existing borrowers and we investigate the ...
Branzoli, Nicola, Fringuellotti, Fulvia
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Journal of Innovation and Entrepreneurship, 2023 Microfinance Institutions (MFIs) reach a large number of poor people who are not served by formal financial institutions and have been a prime element in the economic growth of countries like Ethiopia.
Yitbarek Kiros
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Using Discrete Markov Chain Model for Predicting the Behavior of Banks Loan Portfolios [PDF]
مجله مدل سازی در مهندسی, 2017 The main goal of total commercial banks is collect the saving of real and natural persons and allocate them in the form of facilities to industry, service and manufacturing companies. with the Non repayment of facilities from side of customers, the banks
Kazem Ebrahimi, Raheleh Lalee
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Minimizing the Repayment Cost of Federal Student Loans
SIAM Review, 2022 Federal student loans are fixed-rate debt contracts with three main special features: (i) borrowers can use income-driven schemes to make payments proportional to their income above subsistence, (ii) after several years of good standing, the remaining balance is forgiven but taxed as ordinary income, and (iii) accrued interest is simple, i.e., not ...
Paolo Guasoni, Yu-Jui Huang
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The methods of mortgage loan repayment modeling
RUDN Journal of Economics, 2009 The article is dedicated to the analysis of the methods of mortgage loan repayment modeling. The issues examined: base elements of a mortgage loan, interrelation of these elements and their influence on the value of payment and the total amount of the ...
O V Khe
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Impacts of Drought on Loan Repayment
Journal of Risk and Financial Management, 2023 In order to stress test loan portfolios for the impacts of climate change, historical events need to be analyzed to create templates to stress test for future events. Using the 2012 Midwestern US drought as an example, this work creates a stress-testing template for future droughts.
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Repayment policy for multiple loans
PLOS ONE, 2017 The Repayment Policy for Multiple Loans is about a given set of loans and a monthly incoming cash flow: what is the best way to allocate the monthly income to repay such loans? In this article, we close the almost 20-year-old open question about how to model the repayment policy for multiple loans problem together with its computational complexity ...
Yasmin Rios Solis +2 more
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