Loan repayment performance of micro and small-scale enterprise: evidence from North Wollo Zone, Ethiopia [PDF]
Heliyon, 2022 Loan defaulting is a prominent challenge to financial institutions' outreach and sustainability. As it has been increasing and become a critical problem in the study area, this study aimed to analyze the loan repayment performance of Micro and Small ...
Ebrahim Endris
exaly +4 more sources
Improving loan repayment in Ghana: Does financial literacy matter?
Cogent Economics and Finance, 2020 Loan defaults continue to be a major challenge that confronts financial institutions in developing countries and this impedes their potential role in sustainable development.
Samuel Tawiah Baidoo +2 more
exaly +3 more sources
Banking on cooperation: an evolutionary analysis of microfinance loan repayment behaviour [PDF]
Evolutionary Human Sciences, 2021 Microfinance is an economic development tool that provides loans to low-income borrowers to stimulate economic growth and reduce financial hardship. Lenders typically require joint liability, where multiple borrowers share the responsibility of repaying ...
Stefan Gehrig +2 more
doaj +2 more sources
Loan repayment among group borrowers in Tanzania: the role of relationship quality
Future Business Journal, 2022 Although the social capital, in terms of stronger interpersonal relationships between group borrowers, has been found to exert a positive impact on group loan repayment, there is no existing research that has endeavored to study the influence of ...
Amani Gration Tegambwage +1 more
exaly +2 more sources
Like Any Other Trap: The Circuitous Path of Student Loan Repayment
AERA Open, 2022 This paper studies the patterns of individuals’ student loan repayment for up to 12 years, tracking borrowers through the formative ages of the early 20s to the late 30s.
Fernando Furquim, Brian P Mccall
exaly +2 more sources
Credit reporting, relationship banking, and loan repayment [PDF]
Management Science Letters, 2015 This paper presents an empirical investigation to determine factors influencing on loan repayment in one of Iranian banks named Sepah Bank over the period 2012-2013.
Tahereh Shirzad Kebria, Ali Aalikhani
doaj +2 more sources
Financial Innovation, 2017 Background This study examined the determinants of loan repayment among microcredit finance group members in Delta State, Nigeria. Methods To capture the determinants of loan repayment in the study area, a total of 48 microcredit groups and 300 ...
Solomon Enimu +2 more
exaly +3 more sources
Parental Support, Savings, and Student Loan Repayment [PDF]
American Economic Journal: Economic Policy, 2018 Using unique survey and administrative data from Canada, we document that parental support and personal savings substantially reduce student loan repayment problems. Developing a model of student borrowing and repayment, we show that nonmonetary costs of applying for income-based repayment assistance are critical to understanding our findings ...
Lochner, Lance +2 more
openaire +3 more sources
Impact of the National Heart, Lung, and Blood Institute’s Loan Repayment Program Funding on Retention of the National Institutes of Health Biomedical Workforce [PDF]
ATS Scholar, 2021 Roya Kalantari +2 more
exaly +2 more sources
Options for student loan repayment matter. [PDF]
Proc Natl Acad Sci U S AAbraham KG.
europepmc +4 more sources