Results 21 to 30 of about 10,582 (197)
Macroeconomic Factors and Consumer Loan Repayment
This article is the result of research aiming to quantify the association of macroeconomic factors and the risk of consumer loan default. Data at a medium level of aggregation was used to describe the consumer loan portfolio of one of Poland’s largest ...
Marcin Sztaudynger
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Interest Rates and Loan Repayment in Finance Trust Bank, Katwe Branch. A Cross-sectional Study.
Background The main objective of the study was to establish the relationship between interest rates and loan repayment by examining the relationship between Central bank rate and loan repayment, loan size and loan repayment, and bargaining power and ...
Joseph Atubasise, Edmand Bakashaba
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Background: The study examined the relationship between credit management practices, loan repayment management, and profitability of commercial banks branches in Uganda.
Anthony Elemu
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Contingent Loan Repayment in the Philippines [PDF]
Abstract Using data from the Philippines, this article seeks to understand how households in the study area apparently manage to avoid falling into a debt trap in spite of frequent borrowing. Findings suggest that this is achieved via three institutional features. First, most informal debt carries no interest.
Gubert, Flore, Fafchamps, Marcel
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The aim of this paper was to analyze the determinant factors of the ability of shrimp farmers to repay loans on time and the decisive factors of the on-time loan repayment amount.
Quang Vang DANG +3 more
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The methods of mortgage loan repayment modeling
The article is dedicated to the analysis of the methods of mortgage loan repayment modeling. The issues examined: base elements of a mortgage loan, interrelation of these elements and their influence on the value of payment and the total amount of the ...
O V Khe
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Microfinance Institutions (MFIs) reach a large number of poor people who are not served by formal financial institutions and have been a prime element in the economic growth of countries like Ethiopia.
Yitbarek Kiros
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The Effect of Bank Monitoring on Loan Repayment [PDF]
Monitoring is one of the main activities explaining the existence of banks, yet empirical evidence about its effect on loan outcomes is scant. Using granular loan-level information from the Italian Credit Register, we build a novel measure of bank monitoring based on banks’ requests for information on their existing borrowers and we investigate the ...
Branzoli, Nicola, Fringuellotti, Fulvia
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Using Discrete Markov Chain Model for Predicting the Behavior of Banks Loan Portfolios [PDF]
The main goal of total commercial banks is collect the saving of real and natural persons and allocate them in the form of facilities to industry, service and manufacturing companies. with the Non repayment of facilities from side of customers, the banks
Kazem Ebrahimi, Raheleh Lalee
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Minimizing the Repayment Cost of Federal Student Loans
Federal student loans are fixed-rate debt contracts with three main special features: (i) borrowers can use income-driven schemes to make payments proportional to their income above subsistence, (ii) after several years of good standing, the remaining balance is forgiven but taxed as ordinary income, and (iii) accrued interest is simple, i.e., not ...
Paolo Guasoni, Yu-Jui Huang
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