Results 21 to 30 of about 10,582 (197)

Macroeconomic Factors and Consumer Loan Repayment

open access: yesGospodarka Narodowa. The Polish Journal of Economics, 2018
This article is the result of research aiming to quantify the association of macroeconomic factors and the risk of consumer loan default. Data at a medium level of aggregation was used to describe the consumer loan portfolio of one of Poland’s largest ...
Marcin Sztaudynger
doaj   +2 more sources

Interest Rates and Loan Repayment in Finance Trust Bank, Katwe Branch. A Cross-sectional Study.

open access: yesStudent's Journal of Health Research Africa, 2022
Background The main objective of the study was to establish the relationship between interest rates and loan repayment by examining the relationship between Central bank rate and loan repayment, loan size and loan repayment, and bargaining power and ...
Joseph Atubasise, Edmand Bakashaba
doaj   +1 more source

Credit Management Practices, Loan Repayment Management and Profitability Of Commercial Banks’ Branches In Uganda.

open access: yesStudent's Journal of Health Research Africa, 2021
Background: The study examined the relationship between credit management practices, loan repayment management, and profitability of commercial banks branches in Uganda.
Anthony Elemu
doaj   +1 more source

Contingent Loan Repayment in the Philippines [PDF]

open access: yesEconomic Development and Cultural Change, 2007
Abstract Using data from the Philippines, this article seeks to understand how households in the study area apparently manage to avoid falling into a debt trap in spite of frequent borrowing. Findings suggest that this is achieved via three institutional features. First, most informal debt carries no interest.
Gubert, Flore, Fafchamps, Marcel
openaire   +11 more sources

DETERMINANTS OF LOAN REPAYMENT OF THE SHRIMP HOUSEHOLDS: AN EMPIRICAL STUDY IN CA MAU PROVINCE, VIETNAM

open access: yesФінансово-кредитна діяльність: проблеми теорії та практики, 2022
The aim of this paper was to analyze the determinant factors of the ability of shrimp farmers to repay loans on time and the decisive factors of the on-time loan repayment amount.
Quang Vang DANG   +3 more
doaj   +1 more source

The methods of mortgage loan repayment modeling

open access: yesRUDN Journal of Economics, 2009
The article is dedicated to the analysis of the methods of mortgage loan repayment modeling. The issues examined: base elements of a mortgage loan, interrelation of these elements and their influence on the value of payment and the total amount of the ...
O V Khe
doaj   +1 more source

RETRACTED ARTICLE: Loan repayment performance and its determinants: evidence from micro and small enterprises operating in Dire-Dawa, Ethiopia

open access: yesJournal of Innovation and Entrepreneurship, 2023
Microfinance Institutions (MFIs) reach a large number of poor people who are not served by formal financial institutions and have been a prime element in the economic growth of countries like Ethiopia.
Yitbarek Kiros
doaj   +1 more source

The Effect of Bank Monitoring on Loan Repayment [PDF]

open access: yesSSRN Electronic Journal, 2020
Monitoring is one of the main activities explaining the existence of banks, yet empirical evidence about its effect on loan outcomes is scant. Using granular loan-level information from the Italian Credit Register, we build a novel measure of bank monitoring based on banks’ requests for information on their existing borrowers and we investigate the ...
Branzoli, Nicola, Fringuellotti, Fulvia
openaire   +2 more sources

Using Discrete Markov Chain Model for Predicting the Behavior of Banks Loan Portfolios [PDF]

open access: yesمجله مدل سازی در مهندسی, 2017
The main goal of total commercial banks is collect the saving of real and natural persons and allocate them in the form of facilities to industry, service and manufacturing companies. with the Non repayment of facilities from side of customers, the banks
Kazem Ebrahimi, Raheleh Lalee
doaj   +1 more source

Minimizing the Repayment Cost of Federal Student Loans

open access: yesSIAM Review, 2022
Federal student loans are fixed-rate debt contracts with three main special features: (i) borrowers can use income-driven schemes to make payments proportional to their income above subsistence, (ii) after several years of good standing, the remaining balance is forgiven but taxed as ordinary income, and (iii) accrued interest is simple, i.e., not ...
Paolo Guasoni, Yu-Jui Huang
openaire   +3 more sources

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