Results 1 to 10 of about 368,697 (290)
Mortgage Default and Mortgage Valuation [PDF]
Federal Reserve Bank of San Francisco, Working Paper Series, 2009 We develop an equilibrium valuation model that incorporates optimal default to show how mortgage yields and lender recovery rates on defaulted mortgages depend on initial loan-to-value (LTV) ratios. The analysis treats both the frictionless case and the case in which borrowers and lenders incur deadweight costs upon default.
John Krainer +2 more
openaire +4 more sources
Analysis of Methodical Approaches to the Innovation Efficiency Assessment [PDF]
E3S Web of Conferences, 2021 The article analyzes and evaluates the known methods for assessing the efficiency of innovation. Analysis methods are considered in three groups: methods based on an economic approach; methods based on a technocratic approach; complex method.
Slobodnyak Ilya, Sosedova Elena
doaj +1 more source
Credit Default Swaps in the External Public Debt Management [PDF]
Problemi Ekonomiki, 2020 The article aims at systematizing the theoretical and methodological foundations of using credit default swaps in the external public debt management. Theoretical principles of using credit default swaps in the external public debt management are studied.
Lupenko Andrii Yu.
doaj +1 more source
Journal of Monetary Economics, 2011 We incorporate house price risk and mortgages into a standard incomplete market (SIM) model. We calibrate the model to match U.S. data, and we show that the model also accounts for non-targeted features of the data such as the distribution of down payments, the life-cycle prole of homeownership, and the mortgage default rate.
Hatchondo, Juan Carlos +2 more
openaire +5 more sources
SSRN Electronic Journal, 2008 The fraction of newly-originated mortgages that are of the adjustable-rate (ARM) versus the fixed-rate (FRM) type exhibits a surprising amount of time variation. A simple utility framework of mortgage choice points to the bond risk premium as theoretical determinant: when the bond risk premium is high, FRM payments are high, making ARMs more attractive.
Koijen, R +2 more
openaire +1 more source
SSRN Electronic Journal, 2011 Abstract Complex mortgages became a popular borrowing instrument during the bullish housing market of the early 2000s but vanished rapidly during the subsequent downturn. These non-traditional loans, including interest-only and negative-amortization mortgages, enable households to postpone loan repayment in contrast to fully amortizing ...
Gene Amromin +3 more
openaire +4 more sources
Factors of heterogeneity of mortgage refinancing in the Russian regions
Вестник университета, 2023 During the period of soft monetary policy in Russia, there was heterogeneous regional growth of mortgage refinancing. Social, demographic, economic and financial indicators of the Russian regions explain interregional differences in mortgage refinancing.
E. A. Gafarova
doaj +1 more source
Firm Life Cycle and Financial Performance: Evidence from Nigeria
Journal of Accounting and Finance in Emerging Economies, 2020 Despite being a considerably essential instrument or mechanism in understanding modern organizations, a greater number of the life cycle literature is conceptually rather than empirically established.
Onipe Adabenege Yahaya +1 more
doaj +1 more source
The Jurisprudential Origin of the Formal Mortgage: A Comparative Study
Journal of Islamic and Religious Studies, 2022 Mortgage is one of the most important tools of credit in debt. A new form of the mortgage that wasn't known to the ancient jurists emerged, and it is the official or real estate mortgage.
Na'em Samara Al Masri
doaj +1 more source
Mortgage lending as a mechanism to stimulate investment demand in the context of digitalization [PDF]
SHS Web of Conferences, 2021 Currently, in difficult epidemiological conditions, there are significant changes in all spheres of human life. Also, the negative impact of the coronavirus epidemic (COVID-19) was not spared by such a significant area for humanity as a mortgage ...
Kolmykova Tatiana +3 more
doaj +1 more source