Results 81 to 90 of about 370,214 (290)
MORTGAGE INSURANCE AS A TOOL TO MAKE MORTGAGES MORE AFFORDABLE
Nowadays, it is impossible to take out a mortgage without Private Mortgage Insurance. However, it is not obligatory for the borrower to insure against all the risks suggested by the bank.
G. T. Daraseliya
doaj
Mortgage Markets, Collateral Constraints, and Monetary Policy: Do Institutional Factors Matter? [PDF]
We study the role of institutional characteristics of mortgage markets in affecting the strength and timing of the effects of monetary policy shocks on house prices and consumption in a sample of OECD countries.
Alessandro Calza +2 more
core
ABSTRACT Legislative frameworks that support gender equality are crucial for addressing structural inequalities, protecting women's rights, and achieving gender‐equitable land degradation neutrality (LDN) outcomes. This study examines the extent to which national‐level policies and legislation governing LDN and related sectors incorporate gender ...
Cynthia Nneka Olumba +1 more
wiley +1 more source
The role of securitization in mortgage lending [PDF]
Recent media coverage on the problems in the subprime mortgage market has featured an alphabet soup of abbreviations, such as MBS, CDO, and SIV. What do these terms stand for?
Richard J. Rosen
core
No App, No Entry: Conceptualizing Digital Technology Captivity in Service Access
ABSTRACT We introduce Digital Technology Captivity (DTC), a form of consumer vulnerability that arises when digital technologies become the mandatory gateway to essential services. When access is tied to systems that feel unfamiliar, complex, or intimidating—and when preferred alternatives are limited—consumers may experience heightened vulnerability ...
Carolyn Wilson‐Nash +4 more
wiley +1 more source
Linking Environmental Health and Civic Health: An Analysis of Air Pollution and Charitable Giving
ABSTRACT This study examines the effect of air pollution on charitable giving. We suggest that the burdens associated with poor air quality are associated with a dampening of civic and philanthropic engagement. Analyzing 12 years of county‐level data from the United States with fixed‐effects OLS and instrumental variables regressions, we identify a ...
Gregory D. Saxton +6 more
wiley +1 more source
The peculiarities of mortgage market in Russia in the uncertain time
In the article the author analyzes the key indicators of the mortgage market in Russia. The author determines the factors and directions of further development of the mortgage market.
A S Koshman
doaj
Managing Mortgage Credit Risk: What Went Wrong With the Subprime and Alt-A Markets? [PDF]
The purpose of this study is two-fold: first, to explain the demise of subprime and Alt-A mortgage markets in the U.S. from the viewpoint of measuring and managing mortgage credit risk; and secondly, to discuss several policy lessons that can be learned ...
Man Cho
core
Crisis Preparation, Capacity Building, and Community Resilience: Lessons From Maui
ABSTRACT The 2023 Maui wildfires provide a unique context to explore the impact of nonprofit crisis networks taking a proactive role in community crisis response, leveraging resources, expertise, and networks. The Hawaiʻi Community Foundation (HCF) has been a key player in Maui's local response, providing critical support, mobilizing volunteers, and ...
Lauren Azevedo +3 more
wiley +1 more source
Особенности развития ипотечного кредитования в Республике Карелия
The mortgage lending market in the Republic of Karelia for the period 2006-2011 is analyzed in the article. The analysis of change of the total amount of credits, the average interest rates on a mortgage, the credit period on mortgage loans is carried ...
doaj

