Results 141 to 150 of about 27,467 (181)
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Institutional disparities in the pricing of adjustable rate mortgage loans
The Journal of Real Estate Finance and Economics, 1989In recent years, commercial banks and savings and loan associations in South Florida have consistently offered initial adjustment period “teasers,” or subsidies, on their adjustable rate mortgage loans (ARMs). This study adopts the size of the initial subsidy as a proxy for a lender's willingness to offer ARM loans and develops an econometric model ...
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Abstract: This research sought to determine the influence of differentiation strategy on mortgage performance of banking institutions within the mortgage industry in Kenya as well as evaluating the moderating effect of bank size measured using total net asset base and branch network. About 83% of lending to the mortgage market was carried out by only 8
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Advantage or Disadvantage? The Changing Institutional Landscape of Underserved Mortgage Markets
Urban Affairs Review, 2008This article argues that the resolution to the banking crisis after 1989 created a set of market rules promoting financial consolidation and giving large financial conglomerates competitive advantages that could allow them to more effectively tap historically underserved mortgage markets.
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Racial differences in access to mortgage lending: comparison across major institutions
SN Business & Economics, 2022Michael Bar, Nishanlang Khonglah
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Macroeconomic and institutional preconditions of the recovery of Ukraine's mortgage market [PDF]
The article analyzes the condition and characteristics of Ukrainian mortgage market development under the negative influence of financial crisis and in the process of its overcoming. Author justifies the important role of mortgage market for the recovery of economic growth, describes the dynamics and factors of the volatility in the volume of bank's ...
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A new look at reverse mortgages: potential market and institutional constraints [PDF]
Most elderly hold a significant portion of their non-pension wealth in housing equity. Although they might prefer to use this housing equity to finance current consumption, to pay for an emergency, or to help out a relative in need, utilizing this wealth, would force the sale of their home. Traditional home equity lines of credit require that principal
Christopher J. Mayer, Katerina V. Simons
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ALTERNATIVE MORTGAGE POLICY AND FINANCIAL INSTITUTION PROFITABILITY
Financial Review, 1984Deborah Ann Ford, Thomas H. Sturrock
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INSTITUTIONAL ASPECTS OF INTERREGIONAL MORTGAGE INVESTMENT
The Journal of Finance, 1968openaire +1 more source
Mortgage equity withdrawal in Australia: Recent trends, institutional settings and perspectives
2015OTB - Research for the Built ...
Haffner, M.E.A. (author) +2 more
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