Results 131 to 140 of about 102,295 (304)

Ten myths about subprime mortgages [PDF]

open access: yes
On close inspection many of the most popular explanations for the subprime crisis turn out to be myths. Empirical research shows that the causes of the subprime mortgage crisis and its magnitude were more complicated than mortgage interest rate resets ...
Yuliya Demyanyk
core  

The impact of sectoral macroprudential capital requirements on mortgage loan pricing: Evidence from the Belgian risk weight add-on. National Bank of Belgium Working Paper No. 306 [PDF]

open access: yes, 2016
In December 2013 the National Bank of Belgium introduced a sectoral capital requirement aimed at strengthening the resilience of Belgian banks against adverse developments in the real estate market.
Ferrari, Stijn   +2 more
core   +1 more source

Do Women Make Better Borrowers and Loan Officers? Evidence From Afghanistan

open access: yesEconomics of Transition and Institutional Change, EarlyView.
ABSTRACT This study explores how gender is associated with microfinance loan performance in Afghanistan, a conservative and conflict‐affected society. We use data from over 9500 borrowers across Taliban‐ and government‐controlled areas for the period from January 2017 to February 2020, before the 2021 Taliban takeover.
Mustafa Disli   +2 more
wiley   +1 more source

A series of (un)fortunate events: Commercial bank interest rates and deposit reallocation during the Great Depression in the Netherlands

open access: yesThe Economic History Review, EarlyView.
Abstract During the global economic crisis of 1929–33, deposits in the Dutch commercial banking sector sharply declined as funds shifted to the government‐guaranteed Post Office Savings Bank and other savings institutions. Unlike earlier studies for neighbouring countries, we demonstrate that this shift was driven less by a flight to safety and more by
Ruben Peeters   +1 more
wiley   +1 more source

Educational credit as an independent type of crediting in the sphere of higher professional education

open access: yesПутеводитель предпринимателя, 2020
The article considers the educational credit as a standalone product of crediting in the sphere of higher professional education. The analysis of terminological approaches to defining the essence of banking, consumer and public types of credit and are ...

doaj  

Sought or sold? Social embeddedness and consumer decisions in the mortgage market [PDF]

open access: yes
This research paper explores how mortgage market channels interacted with localized social networks to shape loan outcomes for historically disadvantaged borrowers. How did borrowers decide on their choice of lender? What loan products were they offered,
Carolina Reid
core  

What\u27s Money Got to Do With It: Robers v. United States and Collateral under the Mandatory Victims Restitution Act of 1996 [PDF]

open access: yes, 2014
This commentary previews an upcoming Supreme Court case, Robers v. United States. The Supreme Court will have the opportunity to resolve a major circuit split concerning how to value restitution owed to victims of mortgage lending fraud.
Bennette, Tori M.
core   +1 more source

Declining female participation: Mechanisms at play in the Viennese private annuity market, c. 1360–1450

open access: yesThe Economic History Review, EarlyView.
Abstract During the high and late Middle Ages, the European economy witnessed the emergence and substantial growth of capital markets, a phenomenon connected to urbanization and pestilence, both of which brought profound changes to the social, legal, and economic positions of women.
Anna Molnár
wiley   +1 more source

ANALYSING THE HOUSING MARKET STRUCTURE IN ROMANIA AND TURKEY UNDER THE GLOBAL FINANCIAL CRISIS EFFECT [PDF]

open access: yes
Housing is the most important asset in the portfolio of most households. For allhouseholds it is an important determinant of quality of life. It is a relatively illiquid investment, withan uncertain capital value, and it is generally highly leveraged ...
Ali Hepsen, Murat Kıyılar
core  

Anticipating tomorrow: The role of corporate foresight and prospective sensemaking in managing digital changes by established organizations

open access: yesEuropean Management Review, EarlyView.
Abstract In the digital era, established organizations face significant challenges in adapting to unfolding changes. This study explores the reciprocal relationship between prospective sensemaking and corporate foresight within a large European bank engaged in digital transformation through its corporate accelerator program.
Anna‐Sofia Yanson   +2 more
wiley   +1 more source

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