How Does the NSFR Regulatory Constraint Affect Profitability and Lending? Evidence From EU Banks
European Financial Management, EarlyView.ABSTRACT This paper analyzes the relationship between long‐term liquidity regulatory constraints, profitability, and lending activities in the EU banking sector. In particular, we examine how Net Stable Funding Ratio (NSFR) liquidity requirements impact the profitability and the core banking activities of 187 banks. Our findings reveal that higher NSFR
Paolo Agnese +3 more
wiley +1 more source
ROLE OF MORTGAGE LENDING IN DEVELOPMENT OF THE WORLD FINANCIAL MARKET
Вестник университета, 2019 At the present stage of development of the world economy mortgage lending is the effective instrument of development of the financial markets of foreign countries.
R. Khusikhanov
doaj
Testing for Contagion in International Financial Markets: To See More, Go Higher
Financial Review, EarlyView.ABSTRACT Traditional measures of financial contagion rely on correlation shifts, overlooking higher moments such as skewness and kurtosis. We examine contagion during two major financial crises, incorporating lower‐ and higher‐moment measures. We analyze stock market returns from 22 major markets at different frequencies, offering a global perspective ...
Simeon Coleman, Vitor Leone
wiley +1 more source
ROLE OF MORTGAGE LENDING IN DEVELOPMENT OF THE WORLD FINANCIAL MARKET
Вестник университета, 2016 At the present stage of development of the world economy mortgage lending is the effective instrument of development of the financial markets of foreign countries.
R. Khusikhanov
doaj
Availability of mortgage lending
TRENDS IN THE DEVELOPMENT OF SCIENCE AND EDUCATION, 2020 YO.F.u. Rahmonov, L.A. Apanasyuk
openaire +1 more source
Unfair Lending: The Effect of Race and Ethnicity on the Price of Subprime Mortgages [PDF]
, 2006 African-Americans and Latinos get high-priced subprime mortgages far more frequently than whites -- even when they are equally qualified, according to a groundbreaking new study from CRL.Lenders say they charge more because African-Americans and Latinos ...
Debbie Bocian, Keith Ernst, Wei Li
core
Flexible Contract, Flexible Morale? Microcredit Design and Repayment Discipline
International Economic Review, EarlyView.ABSTRACT Flexible repayment benefits borrowers, but practitioners fear increased moral hazard. Investigating their concerns requires disentangling repayment choices from repayment capacity, which is typically infeasible in field studies. We use a lab‐in‐the‐field experiment with 645 microcredit borrowers to cleanly identify the effect of repayment ...
Kristina Czura, Anett John, Lisa Spantig
wiley +1 more source
Mortgage Lending Experience in Agriculture [PDF]
David Durand, Lawrence A. Jones
core +21 more sources
Linkage Between Electoral Cycle and the Discouragement of African Firms in the Credit Market
International Finance, EarlyView.ABSTRACT This article analyzes the linkage between the electoral cycle and the discouragement of SMEs in the credit market of 14 African countries. It focuses on 12,145 firms over the period 2006–2020. The results obtained from Probit estimates show elections are negatively linked with the discouragement of firms in the credit market.
Cherif Abdramane, Simplice A. Asongu
wiley +1 more source
Riding the Stagecoach to Hell: A Qualitative Analysis of Racial Discrimination in Mortgage Lending. [PDF]
City Community, 2016 Massey DS +3 more
europepmc +1 more source