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Development of the Mortgage Market in Poland
The subject of the article is the analysis and evaluation of the development of the mortgage market in Poland in 2008–2023, as well as the assessment of the trends of changes that may occur in the market in this area in the near future.
Anna Barbara Feruś
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Abstract Africa is recognized as the final frontier for urbanization and capitalism. Following a long wave of massive loans to promote state‐led developments, small private foreign and local developers are transforming the urban landscape on the outskirts of Luanda, forging partnerships with Angola's national and local governments and developing an ...
Higor Carvalho
wiley +1 more source
The CRA and subprime lending [PDF]
The Community Reinvestment Act (CRA) has been under much scrutiny amid the subprime lending bust. Critics of the CRA contend that the law pushed banking institutions to undertake high-risk mortgage lending.
Community Affairs Office
core
The social life of money for children
Abstract Inspired by Nigel Dodd's The Social Life of Money, this article proposes an analysis of entangled economic lives, that is, how meaning, structures and politics jointly shape the flow of monies within households. The past decades have marked a shift from “childrearing expenditures” to “parenting investments” that align with new visions of both ...
Nina Bandelj
wiley +1 more source
Dynamic Option Adjusted Spread and the Value of Mortgage Backed Securities [PDF]
We extend a reduced form model for pricing pass-through mortgage backed securities (MBS) and provide a novel hedging tool for investors in this market. To calculate the price of an MBS, traders use what is known as option-adjusted spread (OAS).
Abdelmadjid Djennad, Mario Cerrato
core
Housing Mortgage Financing in Africa 2010-2018
Context and background The importance of a well-functioning mortgage market cannot be underestimated when it comes to addressing the long-term growth of demand for housing in Africa.
Egino Millanzi
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ROLE OF THE STATE IN IMPROVING HOUSING STANDARDSOF POPULATION BY AFFORDABLE HOUSING [PDF]
The article investigates the role of government in improving theliving standards of the population by creating and implementing a strategy of market development of affordable housing based onresidential mortgage lending, providing for the establishment ...
Zaytuna Garipova
doaj
House price affordability, the global financial crisis and the (ir)relevance of mortgage rates
Although house prices and wages are both influenced by distinct factors that shape their own evolutions, they are also intrinsically connected through house price affordability.
Graham Squires, Don J. Webber
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Mortgage Broker Regulations That Matter: Analyzing Earnings, Employment, and Outcomes for Consumers [PDF]
As the role of mortgage brokers in mortgage origination grew from insignificant in the 1980s to dominant in recent years, questions have arisen about whether its services help or harm consumers.
Morris M. Kleiner, Richard M. Todd
core
ABSTRACT In the last several years, disaster insurance programs around the world have experienced disruptions that many observers interpret to be a primary symptom of “climate crisis” (Bittle 2024). Governments have responded to these disruptions through disjointed and at times contradictory measures: they treat disasters, alternately, as “Acts of God”
Stephen J. Collier
wiley +1 more source

