The Paper Chase: Securitization, Foreclosure, and the Uncertainty of Mortgage Title [PDF]
, 2013 The mortgage foreclosure crisis raises legal questions as important as its economic impact. Questions that were straightforward and uncontroversial a generation ago today threaten the stability of a $13 trillion mortgage market: Who has standing to ...
Levitin, Adam J.
core +1 more source
Long COVID and financial hardship: A disaggregated analysis at income and education levels
Health Services Research, Volume 60, Issue 2, April 2025.Abstract Objectives To examine how long COVID is associated with financial hardship (food insecurity, inability to pay bills, or threat of losing service) across income and education levels, and to assess the role of employment loss or reduced work hours in this hardship.
Biplab Kumar Datta +2 more
wiley +1 more source
Journal of Accounting Research, EarlyView.ABSTRACT This study examines the spillover effect of bank financial misconduct on the uninsured deposits of peer banks within local markets. We first validate that misconduct banks experience an increase in deposit spreads and a corresponding outflow of deposits following the misconduct. We then show local peer banks exhibit divergent deposit responses,
Ya Kang, Yupeng Lin, Yang Qiu
wiley +1 more source
Heterogeneous Homebuyers, Mortgage Choice and the use of Mortgage Brokers [PDF]
Choosing a mortgage product in the face of labor income risk, interest rate risk and borrowing constraints is one of the most important decisions facing a household.
D. Duffy, M.J. Roche
core
Landowners' Willingness to Participate in Temporary and Permanent Agri‐Environmental Schemes
Journal of Agricultural Economics, EarlyView.ABSTRACT Within the EU and beyond, voluntary agri‐environmental and climate schemes (AES) are used to curtail externalities from agricultural production including nitrate leaching, biodiversity degradation and greenhouse gas emissions. This paper investigates and compares Danish landowners' preferences for temporary and permanent AES using a choice ...
Jakob Vesterlund Olsen +5 more
wiley +1 more source
Subprime side effects in the federal funds market [PDF]
Mortgage loans ; Federal funds market (United States)
Daniel L. Thornton
core
“Now we don't have that freedom to not work”: Childhood and parenting in insecurity culture
The British Journal of Sociology, EarlyView.
Allison J. Pugh
wiley +1 more source
When risk does not discount: Flood history and rising property valuations
Real Estate Economics, EarlyView.Abstract We study how expanded flood disclosure requirements affect real estate markets and appraisals in South Carolina. Counterintuitively, more comprehensive flood disclosures cause home prices to increase in tracts with a history of significant flooding.
William M. Doerner +2 more
wiley +1 more source
H.R. 200, the Helping Families Save Their Homes in Bankruptcy Act of 2009, and H.R. 225, the Emergency Homeownership and Equity Protection Act : Hearing Before the H. Comm. on the Judiciary, 111th Cong., Jan. 22, 2009 (Statement of Associate Professor Adam J. Levitin, Geo. U. L. Center) [PDF]
, 2009 Permitting modification of all mortgages in bankruptcy would create a low-cost, effective, fair, and immediately available method for resolving much of the current foreclosure crisis without imposing costs on taxpayers, creating a moral hazard for ...
Levitin, Adam J.
core +1 more source
Funding Maine�s Mortgage Market (Or, Who Sets Mortgage Rates, Anyway?)
Maine Policy Review, 1999 Some have argued that the state of Maine sits in a far away corner of the nation’s transportation system, and others feel that map makers have slighted our state in terms of its northern and eastern boundaries to accommodate large, flat maps of the country.
openaire +2 more sources