Results 141 to 150 of about 264,883 (308)
Borrower Self-Selection, Underwriting Costs, and Subprime Mortgage Credit Supply [PDF]
, 2005 In the U.S., households participate in two very different types of credit markets. Personal lending is characterized by continuous risk-based pricing in which lenders offer households a continuous distribution of borrowing possibilities based on ...
Nichols, Joseph +2 more
core +1 more source
Hurricane‐induced risk contagion in commercial real estate: Evidence from Hurricane Sandy
Real Estate Economics, EarlyView.Abstract This study examines how hurricane‐induced destruction affects the prices of nearby undamaged commercial real estate properties, using Hurricane Sandy as a natural experiment. Using Real Capital Analytics transaction records spatially merged with Federal Emergency Management Agency building‐level damage data, we empirically employ a difference ...
Lu Fang +3 more
wiley +1 more source
Developing Housing Finance in Pakistan – Challenges and Opportunities
Lahore Journal of EconomicsExpanding home-ownership poses a fundament financial challenge arising out of the long-term nature of the asset, which calls for the development of institutions and markets to facilitate the flow of long-term funds. Development of the secondary mortgage
Jamshed Uppal
doaj
Rent control, rent overcharge, and racial disparity
Real Estate Economics, EarlyView.Abstract Rent control policies have gained renewed legislative momentum in the United States, but are rent‐regulated landlords adhering to these policies? Answering this question is critical to understanding the policy's impact. Using a unique panel data set from the New York City Housing and Vacancy Survey (NYCHVS), we investigate noncompliance with ...
Brent W. Ambrose +3 more
wiley +1 more source
FEATURES OF FORMATION AND DEVELOPMENT OF THE COMMON MARKET OF MORTGAGE LENDING IN THE EUROPEAN UNION
Вестник университета, 2019 The article is devoted to the analysis of features of formation of the uniform market of mortgage lending in the European Union. The main approaches of the countries of the region to delivery of a mortgage from the point of view of her key parameters are
R. Khusikhanov
doaj
Bank branch presence and access to credit in low-to-moderate income neighborhoods [PDF]
Banks specialize in lending to informationally opaque borrowers by collecting soft information about them. Some researchers claim that this process requires a physical presence in the market to lower information collection costs.
O. Emre Ergungor
core
Capitalizing flood risk protective measures in residential real estate
Real Estate Economics, EarlyView.Abstract This study utilizes 1.4 million residential transactions incorporating flood hazard estimates derived from a nationwide elevation model and hydrological data to examine the role of flood protections to mitigate the negative impact of flood risk on home prices.
Muhammad Ramzan Kalhoro +3 more
wiley +1 more source
FEATURES OF FORMATION AND DEVELOPMENT OF THE COMMON MARKET OF MORTGAGE LENDING IN THE EUROPEAN UNION
Вестник университета, 2016 The article is devoted to the analysis of features of formation of the uniform market of mortgage lending in the European Union. The main approaches of the countries of the region to delivery of a mortgage from the point of view of her key parameters are
R. Khusikhanov
doaj
Savings and Loan Usage of the Authority to Invest in Corporate Debt [PDF]
This paper examines the portfolio choice of savings and loan associations (SLAS) between mortgages and bonds, first in a certainty world and then under uncertainty.
Kevin E. Villani, Patric H. Hendershott
core
Accounting Perspectives, EarlyView.ABSTRACT A long‐standing debate exists between neutrality and conservatism in financial reporting. This debate has gained momentum following the 2010 FASB decision to remove the term conservatism from its Conceptual Framework. While neutrality is now promoted as a cornerstone of faithful representation, conservatism remains embedded in numerous ...
Rahat Jafri +2 more
wiley +1 more source