Results 11 to 20 of about 264,883 (308)
Technologies of virtual reality and perspectives of their application in mortgage lending
The article discusses issues related to the development trends of the Russian mortgage lending market, reveals the essence and substantiates the relevance of the introduction of virtual technologies in the process of providing mortgage loans.
E. I. Shamanina +2 more
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Improving the Effectiveness and Demand for Educational Programs in Financial Technologies [PDF]
The research purpose is to develop proposals for improving the quality of education in the field of innovative financial technologies.Methods. The following methods were used in the research: theoretical methods, including review and analytical study ...
Tsyganov Alexander A. +4 more
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Algorithms for All: Can AI in the Mortgage Market Expand Access to Homeownership?
Artificial intelligence (AI) is transforming the mortgage market at every stage of the value chain. In this paper, we examine the potential for the mortgage industry to leverage AI to overcome the historical and systemic barriers to homeownership for ...
Vanessa G. Perry +2 more
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MORTGAGE AS A TOOL FOR ADDRESSING HOUSING NEEDS
Mortgage lending is investigated as an effective tool for solving residential problems of the country’s population. The advantages and disadvantages of types of mortgage loans and models of the mortgage market are considered.
V. V. Volkova, N. І. Volkova
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Supply driven mortgage choice [PDF]
Variable mortgage contracts dominate the UK mortgage market (Miles, 2004). The dominance of the variable rate mortgage contracts has important consequences for the transmission mechanism of monetary policy decisions and systemic risks (Khandani et al ...
Alla Koblyakova +21 more
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A Primer on the Mortgage Market and Mortgage Finance [PDF]
This article is a primer on mortgage finance. It discusses the basics of the mortgage market and mortgage finance. In so doing, it provides useful information that can aid individuals in making better mortgage finance decisions. The discussion and the tools are presented within the context of mortgage finance; however, these same principles and tools ...
Daniel J. McDonald, Daniel L. Thornton
openaire +1 more source
Regulatory Spillovers in Local Mortgage Markets [PDF]
Abstract We document novel evidence on the spillover effect of a corporate control regulation on local mortgage markets. We find that banks directly targeted by the Sarbanes-Oxley Act (SOX) to rectify their internal control weaknesses reduce mortgage originations following the regulation’s enactment.
Lim, I, Nguyen, DD, Nguyen, HL
openaire +3 more sources
Policy-Driven Boom and Bust in the Housing Market: Evidence from Mongolia
This paper examines the effects of a mortgage interest rate subsidy on booms and busts in the housing market by analyzing the Housing Mortgage program in Mongolia. We find that the most recent housing boom in Mongolia occurred from the second quarter (Q2)
GAN-OCHIR DOOJAV, DAVAASUKH DAMDINJAV
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The Varying Effects of Predatory Lending Laws on High-Cost Mortgage Applications [PDF]
Federal, state, and local predatory lending laws are designed to restrict and in some cases prohibit certain types of high-cost mortgage credit in the subprime market.
Ho, Giang, Pennington-Cross, Anthony
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GRAVITATIONAL MODELS IN THE MORTGAGE MARKET OF RUSSIA
Research purpose. One of the ways to improve the living conditions of Russians is the development of the mortgage market. The peculiarity of the mortgage market in Russia is that credit institutions, located in the Central Federal District provide more ...
M. V. Bochenina
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