Results 11 to 20 of about 4,237 (264)
Algorithms for All: Can AI in the Mortgage Market Expand Access to Homeownership?
AI, 2023 Artificial intelligence (AI) is transforming the mortgage market at every stage of the value chain. In this paper, we examine the potential for the mortgage industry to leverage AI to overcome the historical and systemic barriers to homeownership for ...
Vanessa G. Perry +2 more
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The coupling mechanism of farmland transfer and farmland mortgage: Taking the Jinshan District of Shanghai as an example [PDF]
HeliyonTaking the mortgage loan mechanism of farmland management rights in Jinshan District of Shanghai as an example, we analyzed the coupling mechanism between farmland transfer and farmland mortgage according to a case analysis and system evolution theory ...
Jia Ma, Tianqiang Wu
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Mortgage Market Analysis: Domestic and International Experience [PDF]
Облік і фінанси, 2023 In the conditions of an economic crisis, the activation of economic activity through mortgage lending becomes crucial, and the study of the development of the mortgage market in the world is necessary for a comprehensive understanding of its impact on ...
Nataliia Sirenko +2 more
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Globalization of mortgage-backed securities market in Russia: Legal impact on transaction economy [PDF]
SHS Web of Conferences, 2021 Research background: The exponential growth of mortgage lending has taken on increasing importance in development of securitization activities market for mortgage assets throughout the world.
Almosov Alexander +3 more
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Digitalization of the Residential Mortgage Market in Crisis Conditions: Main Factors and Drivers of Development [PDF]
SHS Web of Conferences, 2021 The industrialization of the residential mortgage market during the pandemic has undergone significant changes, like all sectors of the economy, including the banking system.
Yuzvovich Larisa +3 more
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Mortgage Loans and Impacts of the Global Pandemic COVID-19 in the Globalized Society [PDF]
SHS Web of Conferences, 2021 Research background: The paper is focused on the financial product, esp. on mortgage loans that are often used products in the field of long-term financing in the Czech Republic. These products provide commercial banks and other financial institutions on
Svobodová Libuše +1 more
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A Primer on the Mortgage Market and Mortgage Finance [PDF]
Review, 2008 This article is a primer on mortgage finance. It discusses the basics of the mortgage market and mortgage finance. In so doing, it provides useful information that can aid individuals in making better mortgage finance decisions. The discussion and the tools are presented within the context of mortgage finance; however, these same principles and tools ...
Daniel J. McDonald, Daniel L. Thornton
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Discounting in Mortgage Markets [PDF]
SSRN Electronic Journal, 2011 This paper studies discounting in mortgage markets. Using transaction-level data on Canadian mortgages, we document that over time there's been an increase in the average discount, along with substantial dispersion. The standard explanation for dispersion in credit markets is that lenders engage in risk-based pricing.
Allen, Jason +2 more
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Mortgage Contract Choice in Subprime Mortgage Markets [PDF]
Finance and Economics Discussion Series, 2010 The boom in the subprime mortgage market yielded many loans with high LTV ratios. From a large proprietary database on subprime mortgages, we find that choice of mortgage rate type is not linear in loan sizes. A fixed rate mortgage contract is a popular choice when loan size, measured by LTV ratio, is small.
Gregory E. Elliehausen, Min Hwang
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Регионология, 2021 Introduction. Mortgage lending plays an important role both for the banking system and for the country’s economy as a whole. In addition to the main function of providing people with comfortable housing, mortgage system development stimulates various ...
Anatoly A. Volkov
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