Results 31 to 40 of about 264,883 (308)

From Boom to Bust: Helping Families Prepare for the Rise in Subprime Mortgage Foreclosures [PDF]

open access: yes, 2007
Alarm bells are ringing loudly on Wall Street amid rising late payments and delinquencies on subprime home mortgages across the country, which are adding further worries to an already slowing economy and labor market.
Almas Sayeed
core  

Lending Standards in Mortgage Markets [PDF]

open access: yesEconomic Synopses, 2009
While the data seem to suggest that lenders did the right thing by tightening standards and increasing denials...the ongoing financial crisis suggests that they did not tighten them enough.
openaire   +2 more sources

Funding Costs and Liquidity Creation: Does ESG Play Any Role?

open access: yesBusiness Strategy and the Environment, EarlyView.
ABSTRACT This study examines how banks' funding costs affect liquidity creation and whether environmental, social, and governance (ESG) performance shapes this relationship. Using panel data for 136 U.S. commercial banks from 2005 to 2022, we show that higher funding costs are associated with lower liquidity creation, indicating that more expensive ...
Sattam Bin Kowibeen   +2 more
wiley   +1 more source

Mortgage Securities as Funding Source for Mortgage Loans in the European Union

open access: yesEconomic Analysis, 2015
In this paper we analyzed mortgage securities as a source of financing credit activities in the mortgage market of the European Union. Although they basically provide the same products – mortgages, credit institutions differ in ...
Saša Stefanović   +2 more
doaj  

THE SYSTEM-DYNAMIC MODEL OF EARLY REPAYMENT OF MORTGAGE CREDITS: RISKS AND PROFITABILITY

open access: yesВестник Российского экономического университета имени Г. В. Плеханова, 2017
The article deals with key points of the mortgage securities analysis. The system-dynamic model of early repayment of credits included in mortgage cover was developed.
Vasiliy M. Kartvelishvili   +1 more
doaj   +1 more source

Climate Change Risk and Financial Stability: Implications for European Banking Institutions

open access: yesBusiness Strategy and the Environment, EarlyView.
ABSTRACT This study examines whether climate change risk weakens banking‐system stability in the European Union and assesses how renewable energy adoption and energy‐related taxation moderate this relationship. Using panel data for 27 EU countries from 2012 to 2022 and applying fixed‐effects OLS, two‐stage least squares (2SLS), and robust generalized ...
Md Yousuf Ali
wiley   +1 more source

The peculiarities of the secondary mortgage market in the USA

open access: yesRUDN Journal of Economics, 2013
The article reveals the essence and defines the structure of the secondary mortgage market in the United States. The author examines the mechanisms of financing and peculiarities of functioning of development institutions in the US secondary mortgage ...
E L Dankevich
doaj  

SECTION 106 OF THE SECONDARY MORTGAGE MARKET ENHANCEMENT ACT OF 1984 AND THE NEED FOR OVERRIDING STATE LEGISLATION [PDF]

open access: yes, 1985
Title I of the 1984 the Secondary Mortgage Market Enhancement Act (SMMEA) was designed to remove some of the regulatory barriers that previously inhibited the development of a private market for mortgage-backed securities.
Bleckner, David J.
core   +1 more source

The Role of Objective Financial Situation and Psychological Outlook in the Relationship Between Personal Life Shocks and Financial Well‐Being

open access: yesJournal of Consumer Behaviour, Volume 24, Issue 2, Page 632-654, March 2025.
ABSTRACT Existing research examines the relationship between personal life shocks and financial well‐being primarily through the lens of objective markers of the individual's financial situation (e.g., liquidity). Little attention has been paid to the relative roles of these objective markers and more intuitive or affect‐based factors in how an ...
Jordan Bell   +2 more
wiley   +1 more source

The peculiarities of mortgage market in Russia in the uncertain time

open access: yesRUDN Journal of Economics, 2012
In the article the author analyzes the key indicators of the mortgage market in Russia. The author determines the factors and directions of further development of the mortgage market.
A S Koshman
doaj  

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