Results 31 to 40 of about 4,237 (264)
The Social Life of Mortgage Delinquency and Default
Sociological Science, 2018 Although falling behind on a mortgage loan has significant personal consequences, we know little about whether the experience of delinquency or default influences the housing market behavior of other people in the defaulter's social networks.
Brian J. McCabe
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Housing as Asset‐Based Welfare in Australia: An Investigation Through a Consumption Lens
Australian Journal of Social Issues, EarlyView.ABSTRACT Housing asset‐based welfare has long been a key component of Australia's social policy. This resonates with a parallel literature identifying a trade‐off between homeownership and the size of nations' welfare states, wherein owner‐occupiers in smaller welfare states tend to come to rely on housing wealth to meet many of their welfare needs ...
Gavin A. Wood +3 more
wiley +1 more source
MORTGAGE MARKET AS A MEAN OF ACHIEVING THE STATE FINANCIAL POLICIES OBJECTIVE [PDF]
Вісник Київського національного університету імені Тараса Шевченка. Серія Економіка, 2013 The article discusses ways to ensure the implementation of financial policies of the state through the mortgage market: capital accumulation, expansion of house construction, providing social development.
N. Romaniuk, D. Amandzhaev
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Factors of heterogeneity of mortgage refinancing in the Russian regions
Вестник университета, 2023 During the period of soft monetary policy in Russia, there was heterogeneous regional growth of mortgage refinancing. Social, demographic, economic and financial indicators of the Russian regions explain interregional differences in mortgage refinancing.
E. A. Gafarova
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Funding Costs and Liquidity Creation: Does ESG Play Any Role?
Business Strategy and the Environment, EarlyView.ABSTRACT This study examines how banks' funding costs affect liquidity creation and whether environmental, social, and governance (ESG) performance shapes this relationship. Using panel data for 136 U.S. commercial banks from 2005 to 2022, we show that higher funding costs are associated with lower liquidity creation, indicating that more expensive ...
Sattam Bin Kowibeen +2 more
wiley +1 more source
STIMULATING THE DEVELOPMENT OF RESIDENTIAL DEVELOPMENT THROUGH MORTGAGE LENDING
Economics & EducationThe article is devoted to stimulating the development of housing construction through mortgage lending. The purpose of the article is to determine the role of mortgage lending in the development of the housing sector, in particular through its impact on
Maryna Bochkarova
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MORTGAGE CREDITING SECURITIZATION MARKET
Вестник Российского экономического университета имени Г. В. Плеханова, 2017 The article presents a model of the secondary market of mortgage crediting, whose basic aim is raising cheaper 'long' money to mortgage market. The authors describe key components of the model, identify their key characteristics, goals of functioning and
Vasilij M. Kartvelishvili +1 more
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Climate Change Risk and Financial Stability: Implications for European Banking Institutions
Business Strategy and the Environment, EarlyView.ABSTRACT This study examines whether climate change risk weakens banking‐system stability in the European Union and assesses how renewable energy adoption and energy‐related taxation moderate this relationship. Using panel data for 27 EU countries from 2012 to 2022 and applying fixed‐effects OLS, two‐stage least squares (2SLS), and robust generalized ...
Md Yousuf Ali
wiley +1 more source
Особенности развития ипотечного кредитования в Республике Карелия
Путеводитель предпринимателя, 2020 The mortgage lending market in the Republic of Karelia for the period 2006-2011 is analyzed in the article. The analysis of change of the total amount of credits, the average interest rates on a mortgage, the credit period on mortgage loans is carried ...
doaj
When Nature Counts: Corporate Biodiversity Attention and Access to Bank Finance
Business Strategy and the Environment, EarlyView.ABSTRACT This paper investigates whether corporate attention to biodiversity influences firms' access to bank loans, an overlooked question in the emerging biodiversity–finance literature. Using a novel, text‐based measure constructed from 446 biodiversity‐related keywords and applied to Chinese A‐share listed firms from 2000 to 2023, we show that ...
Ruxiao Li +3 more
wiley +1 more source