Results 51 to 60 of about 264,883 (308)
SYSTEM DYNAMICS MODEL OF THE MORTGAGE LENDING MARKET IN RUSSIA
Вестник Российского экономического университета имени Г. В. Плеханова, 2017 The article describes one of the currently existing schemes of mortgage crediting in Russia. Key components of the banking system in view of mortgage crediting were presented, their basic characteristics were displayed.
Anna V. Nikolaeva
doaj +1 more source
Stress Testing the German Mortgage Market [PDF]
SSRN Electronic Journal, 2019 This paper presents a framework for estimating losses in the residential real estate mortgage portfolios of German banks. We develop an EL model where LGD estimates are based on current collateral values and PD dynamics are estimated using a structural PVAR approach.
Barasinska, Nataliya +3 more
openaire +2 more sources
Financial Literacy, Financial Development and Economic Growth
International Journal of Finance &Economics, EarlyView.ABSTRACT While significant progress has been made in exploring the importance of financial literacy, its impact on economic growth and financial development from a macroeconomic point of view remains thinly understood. This paper provides fresh evidence on the relationship between financial literacy, financial development and economic growth.
Spyridon Boikos +2 more
wiley +1 more source
State regulation of the mortgage market as a factor in the organization of housing market financing
Хабаршысы. Экономика сериясы, 2019 Providing citizens with affordable housing is one of the priority tasks of the state. Mortgage lending is indicated as one of the main instruments for financing the housing market.
Ermilova M.I.
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International Journal of Finance &Economics, EarlyView.ABSTRACT This article investigates whether the unconventional monetary policy (UMP) measures pursued by the Federal Reserve, the Bank of England, the Bank of Japan, and the European Central Bank since the Global Financial Crisis (GFC) are associated with an appetite for cryptocurrency.
Niamh Wylie, Martha O'Hagan‐Luff
wiley +1 more source
Loan Product ‘Steering’ in Mortgage Markets [PDF]
SSRN Electronic Journal, 2012 We present evidence of a particular type of loan steering in which lenders lead borrowers to take out high margin mortgage products. We identify this activity by comparing borrowers who were rejected by lenders but were subsequently approved by their affiliates (steered borrowers) to other initially rejected borrowers who obtained loans elsewhere ...
Sumit Agarwal, Douglas D. Evanoff
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International Studies of Economics, EarlyView.ABSTRACT To explore the real effect of banking globalisation on bank liquidity creation, we investigate plausibly exogenous variations in the expectation of further banking globalisation under the Belt and Road Initiative (BRI), which further opens the gate to foreign investors.
Xuanyi Shi +3 more
wiley +1 more source
THE SUBPRIME MORTGAGE LOANS AS AN INITIATOR TO ACCELERATE THE EMERGENCE OF CREDIT MORTGAGE CRISIS
Acta Economica, 2010 The working paper analyzes the "subprime" mortgage loans as instability accelerators in the mortgage market, with regard to transmission of disorders from the real estate market to credit markets and financial sector.
Марко Милошевић, M.Sc.
doaj
Mortgage Market Disruptions [PDF]
, 2020 Analysing all regulated mortgage contracts offered and originated in the United Kingdom, we document the major trends associated with the pandemic of 2020 and compare them to the financial crisis of 2007-09. Looking at initial impact, the mortgage market disruptions of 2020 were larger and more abrupt than in 2007-09; as of June 2020, the recovery had ...
Bracke, P +4 more
openaire
Land Use Policy and Racial Segregation
International Studies of Economics, EarlyView.ABSTRACT Land use policies, though seemingly race‐neutral, can inadvertently contribute to racial segregation. Our study focuses on examining the impact of minimum lot size regulations on the likelihood of ethnic minorities integrating into a community, which reveals compelling evidence suggesting that black households exhibit a preference for smaller ...
Ling Huang
wiley +1 more source