Nonresponse Bias in Household Inflation Expectations Surveys
Abstract This paper uses microdata from the Reserve Bank of New Zealand's Household Inflation Expectations survey to evaluate the effects of nonresponses to the inflation expectations question in the survey. We find nonresponses lead to substantial underrepresentation of some demographic groups in the survey: young, female, low‐income, and minority ...
MELTEM CHADWICK +2 more
wiley +1 more source
Historical Bias in Mortgage Lending, Redlining, and Implications for the Uncertain Geographic Context Problem: A Study of Structural Housing Discrimination in Dallas and Boston. [PDF]
Beauchamp AM +5 more
europepmc +1 more source
Macroprudential Policy in the Euro Area
Abstract This paper examines the development and impact of macroprudential policies in the euro area. We construct a novel index that captures the stance of macroprudential policy, and we highlight its main stylized facts since the inception of the euro in 1999. We combine a narrative approach and a structural VAR method to show that both unanticipated
ÁLVARO FERNÁNDEZ‐GALLARDO +1 more
wiley +1 more source
Historical Neighborhood Redlining and Fertility in a Cohort of US Black Women. [PDF]
Willis MD +10 more
europepmc +1 more source
Abstract We evaluate whether deposit insurance (DI) promotes liquidity by influencing depositor behavior. We use the postal savings (PS) system and state‐adopted DI schemes during the 1920s to examine the effect of bank suspensions on PS deposit growth in pairs of border cities (DI versus non‐DI).
Lee K. Davison, Carlos D. Ramirez
wiley +1 more source
Promoter or inhibitor? The role played by housing prices on entrepreneurial vitality in China. [PDF]
Guan Y, Su C, Wang Y.
europepmc +1 more source
Abstract The marginal propensity to consume (MPC) is heterogeneous and depends on liquidity, while liquidity is affected by both temporary circumstances and persistent characteristics. Using bank account transaction data and a survey of its account holders, this study aims to distinguish the sources of MPC heterogeneity.
KOZO UEDA
wiley +1 more source
Validation of a standardised approach to collect sociodemographic and social needs data in Canadian primary care: cross-sectional study of the SPARK tool. [PDF]
Kosowan L +17 more
europepmc +1 more source
Unequal and Unstable: Income Inequality and Bank Risk
Abstract We present a model in which income inequality interacts with banks' risk‐taking incentives, generating financial instability. Competition and deposit insurance cause some banks to lend to lower‐income borrowers at underpriced rates, creating “risky banks” that fail in downturns, while others lend to higher‐income borrowers and avoid default ...
YULIYAN MITKOV, ULRICH SCHÜWER
wiley +1 more source
Amplifying community perspectives in Medicaid policymaking: findings from North Carolina. [PDF]
Debab S +11 more
europepmc +1 more source

