Results 171 to 180 of about 2,686 (218)

Embedded Pesticide Use: Exploring the Pesticide‐Land Nexus

open access: yesJournal of Agrarian Change, EarlyView.
ABSTRACT Since the turn of the century, global land grabs, farmland financialization and land‐based food sovereignty movements have returned the land question to the heart of agrarian studies. Meanwhile, abiding interest in pesticides has been reanimated in the face of changes in production, regulation and knowledge of toxicity.
Julie Guthman, Marion Werner
wiley   +1 more source

Does financial knowledge affect borrower discouragement among various social categories? Evidence from the United States

open access: yesJournal of Consumer Affairs, EarlyView.
Abstract A deficiency in financial knowledge often precipitates costly financial choices, affecting consumers' behavior and decision‐making. We delve into how financial acumen influences borrower discouragement by utilizing data from the U.S. Federal Reserve's Survey of Household Economics and Decision‐Making (2017–2022). Discouraged borrower describes
Anoosheh Rostamkalaei   +2 more
wiley   +1 more source

Learning in the Limit: Income Inference from Credit Extensions

open access: yesThe Journal of Finance, EarlyView.
ABSTRACT Combining a randomized controlled trial with administrative and survey data, this paper shows that credit limit extensions significantly increase total spending and income expectations. By controlling for changes in personal income expectations, the spending response to credit limit extensions weakens by approximately 30%.
XIAO YIN
wiley   +1 more source

Bank Competition Amid Digital Disruption: Implications for Financial Inclusion

open access: yesThe Journal of Finance, EarlyView.
ABSTRACT We examine how digital disruption affects bank competition using the staggered rollout of 3G mobile networks. 3G expansion increased mobile banking adoption among tech‐savvy households, reducing branch networks—especially in younger counties.
ERICA XUEWEI JIANG   +2 more
wiley   +1 more source

Twin Defaults and Bank Capital Requirements

open access: yesThe Journal of Finance, EarlyView.
ABSTRACT We examine optimal capital requirements in a quantitative general equilibrium model with banks exposed to nondiversifiable borrower default risk. Contrary to standard models of bank default risk, our framework captures the limited upside, but significant downside risk of loan portfolio returns.
CATERINA MENDICINO   +4 more
wiley   +1 more source

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