How Responsive Are Mortgage Lending Conditions to Flood Risk? The Case of the Netherlands
ABSTRACT We study the link between flood risk and mortgage lending in the Netherlands, a country where approximately 60% of the population resides in flood‐prone areas. Using over 100,000 securitised mortgages issued from 2013 to 2023, our study concludes that credit terms are indistinguishable between areas with and without flood risk. When we use the
Laura Naomi Götz +2 more
wiley +1 more source
The impact of social determinants of health on infant and maternal health using a reproductive justice lens. [PDF]
Malin KJ +8 more
europepmc +1 more source
The Impact of Risk Exposure and Environmental Conditions on European Banking Efficiency
ABSTRACT This study investigates the determinants of bank cost efficiency in Europe by applying a dynamic Bayesian stochastic frontier approach. We distinguish between two conceptually and empirically separate components of efficiency: (1) an intrinsic component, driven by internal bank features such as size and risk exposure, and (2) an extrThis study
Pilar Gargallo +2 more
wiley +1 more source
Exploring the relationship between housing conditions and Métis Nation of Ontario citizen's health: a qualitative study. [PDF]
Tsui N +9 more
europepmc +1 more source
How Does the NSFR Regulatory Constraint Affect Profitability and Lending? Evidence From EU Banks
ABSTRACT This paper analyzes the relationship between long‐term liquidity regulatory constraints, profitability, and lending activities in the EU banking sector. In particular, we examine how Net Stable Funding Ratio (NSFR) liquidity requirements impact the profitability and the core banking activities of 187 banks. Our findings reveal that higher NSFR
Paolo Agnese +3 more
wiley +1 more source
Trajectory of longitudinal lending discrimination modifies the efficacy of a skills-based intervention in stroke survivors. [PDF]
Wing JJ +5 more
europepmc +1 more source
Life Cycle Consumption and Portfolio Choice Under Real Interest Rate Risk
ABSTRACT We set up a life cycle model with real interest rate risk to demonstrate that real interest rates have implications for optimal household consumption and investments. Lower interest rates lead to higher optimal stock investments and lower consumption.
Marcel Fischer, Natascha Jankowski
wiley +1 more source
Evolution of land system reforms in China: Dynamics of stakeholders and policy transitions toward sustainable farmland use (2004-2019). [PDF]
Zhang Y, Tsai CH, Chung CC.
europepmc +1 more source
Reputation and Asset Prices: Evidence From Trump Real Estate
ABSTRACT We analyze the impact of brand reputation on asset prices by exploiting the prominence of Donald Trump in Manhattan real estate. Our quasi‐experiment identifies a 14.5% discount to condominiums in Trump‐branded buildings after controversies surrounding Trump's presidential candidacy began in June 2015 up to 2022.
Marlene Koch, Simon Stehle, Rémi Vivès
wiley +1 more source
Structural racism as a leading cause of racial disparities in breast cancer quality of care outcomes: a systematic review. [PDF]
Abdelhadi O, Williams M, Yan A.
europepmc +1 more source

