Security at Sea: A Review of the Preferred Ship Mortgage [PDF]
Gyory, Richard
core +1 more source
Flexible Contract, Flexible Morale? Microcredit Design and Repayment Discipline
ABSTRACT Flexible repayment benefits borrowers, but practitioners fear increased moral hazard. Investigating their concerns requires disentangling repayment choices from repayment capacity, which is typically infeasible in field studies. We use a lab‐in‐the‐field experiment with 645 microcredit borrowers to cleanly identify the effect of repayment ...
Kristina Czura, Anett John, Lisa Spantig
wiley +1 more source
Validation of a standardised approach to collect sociodemographic and social needs data in Canadian primary care: cross-sectional study of the SPARK tool. [PDF]
Kosowan L +17 more
europepmc +1 more source
Linkage Between Electoral Cycle and the Discouragement of African Firms in the Credit Market
ABSTRACT This article analyzes the linkage between the electoral cycle and the discouragement of SMEs in the credit market of 14 African countries. It focuses on 12,145 firms over the period 2006–2020. The results obtained from Probit estimates show elections are negatively linked with the discouragement of firms in the credit market.
Cherif Abdramane, Simplice A. Asongu
wiley +1 more source
Home Mortgage Lending and Neighborhood Mental Health: A Spatial Econometric Analysis of 18 U.S. Metropolitan Statistical Areas. [PDF]
Chen L +3 more
europepmc +1 more source
ABSTRACT This study examines workers' motives for joining or rejecting a voluntary 28‐h work‐time reduction scheme in Germany. Using a mixed‐methods design that combines semi‐structured interviews and a survey of eligible employees, we analyse how personal, financial, and professional considerations shape decisions about shorter hours.
Thiago Guimarães +2 more
wiley +1 more source
The Evolution of Foreign Secured Lending in China: Socialism and Property [PDF]
Sobel, Marc A., Zhang, Danian
core +2 more sources
From Open Banking Regulation to Platform Orchestration: The Evolution of Digital Platform Governance
ABSTRACT This study contributes to information systems (IS) scholarship by extending platform governance theory to regulatory contexts, explaining how regulatory forces co‐evolve with technological architectures to shape openness and control. This research examines the evolution of platform governance in the context of open banking, where regulatory ...
Priyadharshini Muthukannan +3 more
wiley +1 more source
Historical Bias in Mortgage Lending, Redlining, and Implications for the Uncertain Geographic Context Problem: A Study of Structural Housing Discrimination in Dallas and Boston. [PDF]
Beauchamp AM +5 more
europepmc +1 more source
Monitoring and Institutional Trust Repair
ABSTRACT A monitoring‐based strategy for repairing ruptured institutional trust is motivated and defended, bringing together insights about both interpersonal and institutional trust breakdown. The strategy pursued identifies and exploits important differences between interpersonal and institutional trust relations, insofar as monitoring in each case ...
Emma C. Gordon
wiley +1 more source

