Results 11 to 20 of about 11,847 (264)
Naše Gospodarstvo, 2016 The aim of this paper is to analyze the use of payment cards in retail in the Czech Republic from the side of clients (buyers) and the side of sellers.
Kantnerová Liběna
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SSRN Electronic Journal, 2010 Payment card networks, such as Visa, require merchants' banks to pay substantial “interchange” fees to cardholders' banks on a per transaction basis. This paper shows that a network's profit-maximizing fee induces an inefficient price structure, oversubsidizing card usage and overtaxing merchants.
Bedre Defolie, Ózlem, CALVANO, EMILIO
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Interchange fees in card payments [PDF]
Journal of Payments Strategy & Systems, 2011 The present paper explores issues surrounding multilateral interchange fees (MIFs) in payment card markets from various angles. A constructive dialogue among the stakeholders involved is key in this debate. Transparency and clarity with respect to the real costs and benefits of different payment instruments are indispensable for a modern and harmonised
Börestam, Ann, Schmiedel, Heiko
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Digital payment system of Azerbaijan: new trends, problems and prospects
Informaciâ i Innovacii, 2023 In recent years, digital payment services have been actively penetrating the financial market of Azerbaijan. Payment cards have played an important role in the implementation of digital payments in Azerbaijan in recent years.
Z. F. Mamedov +3 more
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Consumer Credit and Payment Cards [PDF]
SSRN Electronic Journal, 2011 We consider debit and credit card networks. Our contribution is to introduce the role of consumer credit into these payment networks, and to assess the way this affects competition and equilibrium fees. We analyze a situation in which overdrafts are associated with current accounts and debit cards, and larger credit lines with ‘grace’ periods are ...
Wilko Bolt +2 more
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Why people use digital payments: Evidence from micro data in Peru
Latin American Journal of Central Banking, 2021 Financial inclusion and digital payment use remain low in Peru. There is extensive literature on the determinants of deposit account access as a measure of financial inclusion, but few studies focus on digital payment use, and none addresses the Peru ...
Jose Aurazo, Milton Vega
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Legal policy justification for the crime of non-covered use of payment cards [PDF]
Anali Pravnog Fakulteta u Beogradu, 2014 In this paper the authors discuss the legal policy reasons for the crime of non-covered use of payments cards (Criminal Code, Art. 228(1)). In the first part of the paper the ratio legis of this crime is explained.
Vuković Igor, Radović Mirjana
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Pengaruh transaksi non tunai terhadap velositas uang di Indonesia
Jurnal Ekonomi Pembangunan, 2019 Current technological developments affecting the payment system. From Barter, Cash to non-cash payment. Nowadays, the most used non-cash payment instrument are Credit Card, Debit Card and E-Money.
Muhammad Lukmanulhakim +2 more
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Credit Cards and Payment Efficiency [PDF]
SSRN Electronic Journal, 2001 On May 22, 2001, the Payment Cards Center of the Federal Reserve Bank of Philadelphia sponsored a workshop on the role of interchange fees in the credit card industry. The workshop discussion, led by Dr. David Humphrey of Florida State University, explored the framework behind interchange fees.2 It then focused on several open questions that have ...
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The evaluation of the e-payment methods according to user's perspective [PDF]
Revista de Studii Financiare, 2023 E-payment methods are becoming increasingly popular in Algeria, and even now it is still in the early stage of development. This research is about evaluating the e-payment method in relation to the customer’s perspective. To achieve the objective of this
Djamila Toumi Amara +1 more
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