Results 31 to 40 of about 314,802 (308)

Debit and Credit Cards: Money Velocity Risks

open access: yesJurnal Ekonomi & Studi Pembangunan, 2021
Payment system innovations as the efforts to meet the people’s needs have recently risen several new non-cash-based payment instruments, such as card-based payment transactions.
Hari Setia Putra   +3 more
doaj   +1 more source

Credit Cards and Payment Efficiency [PDF]

open access: yesSSRN Electronic Journal, 2001
On May 22, 2001, the Payment Cards Center of the Federal Reserve Bank of Philadelphia sponsored a workshop on the role of interchange fees in the credit card industry. The workshop discussion, led by Dr. David Humphrey of Florida State University, explored the framework behind interchange fees.2 It then focused on several open questions that have ...
openaire   +2 more sources

The Role of Payment Cards as a Transaction Tool in Poland

open access: yesStudia Ekonomiczne i Regionalne, 2019
Subject and purpose of work: The article addresses the issue of the increasing use of payment cards in Poland and related consequences in the number and volume of transactions cash and cashless.
Golnik Bartosz
doaj   +1 more source

Comparison of Diffusion of Near Field Communication Technology in Mobile Phone and Electronic Payment Card Technology Using System Dynamics Approach [PDF]

open access: yesJournal of Systems Thinking in Practice
According to the Central Bank of Iran statistics, around 300,000 electronic bank cards have been issued and made available to people. Based on this, the number of cards available to each user is estimated to be between 4 and 6.
Mehran Mohamad Madady Nia, Nasser Safaie
doaj   +1 more source

Credit Card Debt and Payment Use [PDF]

open access: yesSSRN Electronic Journal, 2008
Approximately half of credit card holders in the United States regularly carry unpaid credit card debt. These so‐called “revolvers” exhibit payment behavior that differs from that of those who repay their entire credit card balance every month. Previous literature has focused on the adoption of debit cards by people who carry credit card balances, but ...
Sprenger, Charles, Stavins, Joanna
openaire   +5 more sources

Cash usage in Poland in 2020: Insights into the role of the COVID-19 pandemic and spatial aspects

open access: yesJournal of Banking and Financial Economics, 2023
The study explores the factors likely to induce Polish customers to pay by cash, instead of payment cards, for goods and services they are purchasing. The basis of our investigation is microdata obtained in 2020, during the “Payment Habits in Poland in ...
Radoslaw Kotkowski   +1 more
doaj   +1 more source

Why Do Shoppers Use Cash? Evidence from Shopping Diary Data [PDF]

open access: yes, 2012
Recent studies find that cash remains a dominant payment choice for small-value transactions despite the prevalence of alternative methods of payment such as debit and credit cards.
Wakamori, Naoki, Welte, Angelika
core   +2 more sources

Financial Burden Associated With Hospitalisation Among Families of Childhood Brain Tumours in Australia

open access: yesPediatric Blood &Cancer, EarlyView.
ABSTRACT Background Families of children with cancer experience significant financial strain, even with universal healthcare. Indirect costs, such as productivity losses and non‐medical expenses, are rarely included in economic evaluations, and little is known about how effectively financial aid programmes alleviate this burden. Childhood brain tumours
Megumi Lim   +8 more
wiley   +1 more source

SEPA, Efficiency, and Payment Card Competition [PDF]

open access: yesSSRN Electronic Journal, 2009
This paper analyzes the welfare implications of creating a Single Euro Payments Area. We study the effects of increased network compatibility and payment scale economies on consumer and merchant card fees and its impact on card usage. In particular, we model competition among debit cards and between debit and credit cards.
Wilko Bolt, Heiko Schmiedel
openaire   +3 more sources

Thermodynamic Pathways of Nonequilibrium Solidification in Wire‐Arc Additive Manufacturing Fe‐Based Multicomponent Alloy Structures

open access: yesAdvanced Engineering Materials, EarlyView.
Geometry‐driven thermal behavior in wire‐arc additive manufacturing (WAAM) influences microstructural evolution during nonequilibrium solidification of a chemically complex Fe–Cr–Nb–W–Mo–C nanocomposite system. By comparing different deposits configurations, distinct entropy–cooling rate correlations, segregation, and carbide evolution are revealed ...
Blanca Palacios   +5 more
wiley   +1 more source

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