Results 221 to 230 of about 11,847 (264)
Some of the next articles are maybe not open access.
European Economic Review, 2001
Abstract This paper presents a model of a card payment system to address the pricing and rules that govern such systems. It evaluates the social optimality of privately set interchange fees and the adoption of a rule by payment systems to prevent merchants surcharging for card transactions using two extremes of merchant pricing—monopolistic pricing ...
openaire +1 more source
Abstract This paper presents a model of a card payment system to address the pricing and rules that govern such systems. It evaluates the social optimality of privately set interchange fees and the adoption of a rule by payment systems to prevent merchants surcharging for card transactions using two extremes of merchant pricing—monopolistic pricing ...
openaire +1 more source
The Economics of Payment Cards
SSRN Electronic Journal, 2012AbstractThis paper surveys the economics literature on payment cards, focusing on the role of interchange fees, merchant internalization, surcharging and two-sided markets. The paper aims to integrate a wide range of theoretical papers with the relevant empirical research and important policy questions.
Marc Rysman, Julian Wright
openaire +1 more source
Applied Economics, 2015
ABSTRACTAlthough the development of the card payment system allows for lowering the costs of money circulation and thereby leads to significant economic gains, relatively small amount of research has been dedicated to the analysis of the determinants of this development.
Łukasz Goczek, Bartosz Witkowski
openaire +1 more source
ABSTRACTAlthough the development of the card payment system allows for lowering the costs of money circulation and thereby leads to significant economic gains, relatively small amount of research has been dedicated to the analysis of the determinants of this development.
Łukasz Goczek, Bartosz Witkowski
openaire +1 more source
Electronic payments using payment cards [PDF]
, 2009 A method of making a payment uses a mobile communication device (1) and a payment card (2), both the mobile communication device (1) and the payment card (2) being provided with a respective near field communication unit (11, 21) and at least the mobile communication device (1) being provided with an input unit (12) for inputting data.
Waaij, B.D. van der +8 more
openaire +1 more source
Unleashing the Wild Card for mobile payment
2014 IEEE International Conference on Pervasive Computing and Communications (PerCom), 2014Mobile wallets promise a future where users do not need to carry physical payment cards. However, the slow adoption of contactless point of sales (POS) terminals by merchants limits the potential of Near-Field Communication (NFC) based payment devices.
Mastooreh Salajegheh +2 more
openaire +1 more source
2017
This chapter focuses on the use of payment cards in commercial transactions. Contactless cards are becoming increasing popular and account for 49 per cent of all cards in issue. Contactless payment is made through the tap of a card on (or by waiving it over) a reader, without requiring a personal identification number or signature.
MA Clarke +5 more
openaire +1 more source
This chapter focuses on the use of payment cards in commercial transactions. Contactless cards are becoming increasing popular and account for 49 per cent of all cards in issue. Contactless payment is made through the tap of a card on (or by waiving it over) a reader, without requiring a personal identification number or signature.
MA Clarke +5 more
openaire +1 more source
PAYMENT CARD AND METHOD FOR CONDUCTING TRANSACTIONS USING A PAYMENT CARD
2002The invention relates to a payment card (1) for conducting electronic money transactions provided in the form of a flat object, which carries an identification code (8) of an access authorization for a prepaid amount of money, and the identifications code (8) is concealed by a label.
LOGO HARDWARE & INTERNET SERVI +1 more
openaire +1 more source
Card Payment Protocol for Cryptocurrencies with Payment Channel Network
Distributed Ledger Technologies: Research and PracticeCryptocurrency, despite the upsurge as a speculative investment, is still a long way from being people’s money. The extreme technicality poses a significant barrier for the general public to adopt it as a medium of exchange. Therefore, simplifying the payment process is a predominant necessity; for example, facilitation in adopting conventional payment
Anupa De Silva +2 more
openaire +1 more source
Payment card fraud: Challenges and solutions
2012 IEEE International Conference on Intelligence and Security Informatics, 2012Payment card fraud is causing billions of dollars in losses for the card payment industry. Besides direct losses, the brand name can be affected by loss of consumer confidence due to the fraud. As a result of these growing losses, financial institutions and card issuers are continually seeking new techniques and innovation in payment card fraud ...
openaire +1 more source
Credit Card Minimum Payment Restrictions
We study a government policy that restricts repayment choices with the aim of reducing credit card debt. The policy requires the minimum payment on credit card balances in Quebec to be at least 2% of the statement balance for cards opened before August 2019 and at least 5% for cards opened after August 2019. The rest of Canada is unaffected.Allen, Jason +2 more
openaire +2 more sources