Results 11 to 20 of about 120,220 (308)

Credit Scoring for Peer-to-Peer Lending

open access: yesRisks, 2023
This paper shows how to improve the measurement of credit scoring by means of factor clustering. The improved measurement applies, in particular, to small and medium enterprises (SMEs) involved in P2P lending.
Daniel Felix Ahelegbey, Paolo Giudici
doaj   +2 more sources

Hubungan Hukum Para Pihak dalam Peer To Peer Lending [PDF]

open access: yesJurnal Hukum Ius Quia Iustum, 2018
The development of digital world has provided various services that are beneficial for the community, one of which is the presence of information technology-based lending and borrowing services or known as peer to peer lending.
Hartanto, R. (Ratna)   +1 more
core   +4 more sources

Global peer-to-peer lending market

open access: yesPressacademia, 2023
Purpose- The purpose of this study is to elaborate the current impressive standing of the market in order to pave the way for future academic work. Methodology- The study employs primary data analysis of the P2P lending market. Also a detailed update literature analysis is realized.
Neslihan Turguttopbas   +1 more
openaire   +2 more sources

An Investigation of Changes in Returns on Peer-to-Peer Lending in Lithuania and Sweden During the COVID-19 Pandemic: Evidence from Wavelet Coherence Analysis

open access: yesForum Scientiae Oeconomia, 2023
FinTech has revolutionised financial services, making them more accessible and efficient. However, the COVID-19 pandemic impacted the FinTech industry, including peer-to-peer lending, in Lithuania and Sweden.
Mantas Bertulis, Grigorij Zilinskij
doaj   +1 more source

ANALYSIS OF WILLINGNESS TO LEND IN PEER-TO-PEER LENDING APPLICATIONS [PDF]

open access: yesRussian Journal of Agricultural and Socio-Economic Sciences, 2020
Peer-to-Peer Lending (P2P) applications were developed as an alternative funding solution, mainly for small-medium enterprises. P2P can also be a promising alternative investment instrument. The significant gap between the number of lenders and borrowers
Abdullatif Z.   +2 more
doaj   +1 more source

P2P lending as an alternative to bank lending in Ukraine [PDF]

open access: yesBanks and Bank Systems, 2016
The goal of the article is to consider peer-to-peer lending and its interaction with bank lending that creates an aggregate hybrid lending. The article’s objective is the research of development of P2P lending on the financial market and beyond, which is
Alexander Lavryk
doaj   +1 more source

Problematics of Determining Interest in Peer-to-peer Lending in Indonesia

open access: yesJurnal Media Hukum, 2021
Peer-to-peer lending is considered as the solution for people who require loans with easy terms. However, peer-to-peer lending in Indonesia causes some new problem related to the essential nature of it.
Muhammad Annas, Muhammad Anwar Anshori
doaj   +1 more source

The Impact of Peer-to-Peer (P2P) Lending on Business Development of Small and Medium-Sized Enterprises

open access: yesTIJAB (The International Journal of Applied Business), 2021
The problem faced by most micro-entrepreneurs in Indonesia is financing business. Peer-to-peer (P2P) lending is a non-bank financial institution that can be an alternative source of financing because of the requirements and easy application usage.
Duhita Paramaramya Putri Nurdana   +1 more
doaj   +1 more source

Peer-to-Peer Lending to Small Businesses [PDF]

open access: yesFinance and Economics Discussion Series, 2014
The current paper examines loan-level data from Lending Club to look at peer-to-peer borrowing by small businesses. We begin by looking at characteristics of loan applications that were and were not funded and then take a more in-depth look at funded applications.
Traci L. Mach   +2 more
openaire   +1 more source

Peer-to-Peer Lending in Surabaya: How It Drives Regional Economy?

open access: yesJDE (Journal of Developing Economies), 2017
Financial technology, or so called as “Fintech”, has been remarked as a disruptive idea that changed our current financial system. In Indonesia, one of the emerging financial practices related to Fintech is the online-based peer-to-peer lending (P2PL ...
Galih Satria Mahardhika   +1 more
doaj   +1 more source

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