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Savings and Pensions in the Netherlands [PDF]
We describe the distribution of private wealth of Dutch households over the life cycle and relate this to the size of individual entitlements to pay-as-you-go social security benefits and funded pension benefits. We also investigate saving motives and find that saving for old age plays only a minor role.
Alessie, Rob, Kapteyn, Arie
openaire +4 more sources
"Better Safe than Sorry" - Individual Risk-free Pension Schemes in the European Union - Macroeconomic Benefits, the Mobile Working Citizen's Perspective and Why Nots [PDF]
Variations between the diverse pension systems in the member states of the European Union hamper labour market mobility, across country borders but also within the countries of the European Union.
A B�rsch-Supan +22 more
core +6 more sources
Pension Funding and Saving [PDF]
This paper suggests that the nature of the funding of defined benefit pension plans may be an important reason why personal saving has not responded positively to the high real interest rites and tax incentives to encourage saving and investment of the last few years.
B. Douglas Bernheim, John Shoven
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Gender, Financial Literacy and Pension Savings*
The relationship between the gender gap in financial literacy and pension savings is examined in this paper. In Australia, individuals have considerable discretion with respect to how their pension savings are managed. We argue that financial literacy should have a positive impact on the profitability of these decisions.
Alison Preston, Robert E. Wright
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Pension wealth and household saving: evidence from pension reforms in the UK [PDF]
Using three major UK pension reforms as natural experiments we investigate the relationship between pension saving and discretionary private savings.
Attanasio, O., Rohwedder, S.
core +1 more source
Aging, Savings, and Public Pensions in Japan* [PDF]
We analyze the impact of population aging on Japan's household savings rate and on its public pension system and the impact of that system on Japan's household savings rate and obtain the following results: first, the age structure of Japan's population can explain the level of, and past and future trends in, its household savings rate; second, the ...
Charles Yuji Horioka +2 more
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Does pension information impact savings?
AbstractMany pension reforms in OECD countries included pension statements with the objective of improving individuals' financial security in retirement. Our objective is to assess the effectiveness of the pension information policy implemented in France and to investigate whether the pension statement results in better informed workers, who then ...
El Mekkaoui, Najat +1 more
openaire +2 more sources
Uncertain Pension Income and Household Saving [PDF]
AbstractThis paper investigates the relationship between household saving and pensions, and estimates both the displacement effect of pensions on private saving and the precautionary saving effect due to uncertainty in pension income. I estimate the savings equation implied by a simple life‐cycle model featuring income uncertainty using survey data for
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On Household Wealth Trends in Sweden over the 1990s [PDF]
Influenced by major tax reform in the early 1990s and by the exceptional boom in the stock market at the end of that decade, overall wealth in Swedish households increased. So did wealth inequality.
N. Anders Klevmarken
core +9 more sources
How does maternal pension wealth affect family old-age savings in Germany? [PDF]
This paper examines how families adjust their private old-age savings in response to a change in individual pension wealth. The regression discontinuity approach exploits two expansions of the child care pension benefit, in 1992 and in 1999, as natural ...
Thiemann, Andreas
core +1 more source

