Results 161 to 170 of about 166,357 (208)

Pension Regimes and Saving

1997
Public pension systems around the world have been criticized in recent years for some serious flaws, including the excessive burden they impose on the public finances and their depressing impact on saving rates. This study analyzes the impact of pension systems and pension reform on saving, paying particular attention to the impact of the introduction ...
Alfredo Cuevas, George A Mackenzie, Philip R. Gerson   +2 more
openaire   +3 more sources

Mandatory Pension Saving and Homeownership

SSRN Electronic Journal, 2022
We show that requiring individuals to contribute a constant share of their labor income to a retirement account increases loan-to-value ratios and typically defers homeownership. We investigate three alternative pension systems: (1) early withdrawals to acquire home- ownership, (2) age-dependent contributions, and (3) a flexible scheme, which builds on
Fischer, Marcel, Astrup Jensen, Bjarne, Koch, Marlene   +2 more
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Do private pensions increase national savings? [PDF]

Journal of Public Economics, 1978
Abstract This paper discusses how private pension programs differ from public social security in their likely impact on aggregate saving. Although private pensions are likely to reduce direct saving by employees, this should be offset by the combination of companies' partial funding and the shareholders response to unfunded liabilities.
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UK Savings and Pensions

National Institute Economic Review, 2004
The lack of savings by the UK personal (and private) sector has been a matter of concern to us for some time, in part because it has been clear that inadequate provision has been made for future pension liabilities. The recently published Turner report has highlighted this problem and suggested that on current commitments some 5.2 per cent more of GDP ...
openaire   +1 more source

Public Pensions and Private Savings

American Economic Journal: Economic Policy, 2021
How does the provision of public pension benefits impact private savings? We answer this question in the context of a Danish reform that increased social security eligibility ages. Using administrative data and a regression discontinuity design, we identify the causal effects of the policy on savings throughout the financial portfolio.
García-Miralles, Esteban, Leganza, Jonathan M.   +1 more
openaire   +2 more sources

Private Pensions and Savings: New Evidence

Journal of Political Economy, 1976
This paper examines the impact of private pension coverage on the saving behavior of men in their preretirement years. The empirical work is based on the Ando-Modigliani model which permits explicit recognition of differences in expected retirement age between covered and noncovered groups.
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Savings, pension rights and taxation

De Economist, 1994
The voluntary saving rate has declined in The Netherlands over the last thirty years. In this paper the increasing share of transfer income in total income, with a high propensity to consume, and the increase in collective pension schemes are simultaneously used to explain this development. Furthermore, the influence of taxes is modelled.
openaire   +1 more source

Time Diversification in Pension Savings

SSRN Electronic Journal, 2006
We take a closer look at how investment horizon affects risk taking, often referred to as the time-diversification controversy. We use data on individuals' choices in the Swedish pension system. Theoretically, if returns are serially uncorrelated, investors do not have human capital, and investors have constant relative risk aversion then investment ...
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The National Pensions Savings Scheme

International Small Business Journal: Researching Entrepreneurship, 2009
The National Pensions Savings Scheme (NPSS) provides a supplementary personal pension for all employees who choose not to opt out. If they do not opt out, their employer is obligated to pay a contribution. The article considers the employment effect of the increase in labour costs implied by the NPSS.
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Investment of Pension Savings

Actual directions of scientific researches of the XXI century: theory and practice, 2014
Darya Lyagoskina, Irina Avdeeva, Irina Proskurina   +2 more
openaire   +1 more source