RisksA Bonus–Malus System (BMS) is a ratemaking mechanism used in insurance to adjust premiums based on a policyholder’s claim history, with the goal of segmenting risk profiles more accurately.
Asrar Alyafie +2 more
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Special issue "Risk Considerations and Insurance in Developing Countries" of the Geneva Risk and Insurance Review. [PDF]
Geneva Risk Insur Rev, 2022 Browne M +3 more
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Impacts of Weather and Time Horizon Selection on Crop Insurance Ratemaking: A Conditional Distribution Approach [PDF]
An important issue in the agricultural actuarial literature is the extent to which sample period selection affects the accuracy of insurance rating.
Woodard, Joshua D.
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Risk Classification for Claim Counts and Losses Using Regression Models for Location, Scale and Shape [PDF]
, 2015 This paper presents and compares different risk classi?cation models for the frequency and severity of claims employing regression models for location, scale and shape.
Frangos, N, Tzougas, G, Vrontos, S
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Electricity as a service and local control: Responding to a post-Covid world. [PDF]
Electr J, 2021 Houldin RW, Yang B.
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A priori ratemaking using bivariate poisson regression models [PDF]
In automobile insurance, it is useful to achieve a priori ratemaking by resorting to generalized linear models, and here the Poisson regression model constitutes the most widely accepted basis. However, insurance companies distinguish between claims with
Lluis Bermúdez i Morata
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Driving Risk Assessment Using Near-Miss Events Based on Panel Poisson Regression and Panel Negative Binomial Regression. [PDF]
Entropy (Basel), 2021 Sun S +4 more
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Risk modeling concepts relating to the design and rating of agricultural insurance contracts [PDF]
The authors identify the key issues and concerns that arise in the design and rating of crop yield insurance plans, with a particular emphasis on production risk modeling.
Goodwin, Barry K., Mahul, Olivier
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Environmental Research: EnergyElectric utility rates are usually presented to consumers as reflecting costs or market efficiency. But we argue that utility rates and prices are more than they seem: they are socially constructed, formed from deeply held institutional logics.
Matthew Grimley, Gabriel Chan
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A Fusion-Based Technique With Hybrid Swarm Algorithm and Deep Learning for Biosignal Classification. [PDF]
Front Hum Neurosci, 2022 Prabhakar SK, Rajaguru H, Kim C, Won DO.
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