Results 31 to 40 of about 31,077 (301)

Behavioral Messages and Debt Repayment

SSRN Electronic Journal, 2022
Abstract We conduct a randomized experiment involving 7,063 late-paying clients of a large Colombian bank to compare the effects of text messages that leverage different behavioral motives on loan delinquency. Our results show that receiving a message decreases the likelihood of borrowers being late by 4 percent.
Barboni, Giorgia, Cárdenas Campo, Juan Camilo, Roux Uribe, Nicolás de   +2 more
openaire   +1 more source

Analysis and discussion on the pharmaceutical centralized procurement implementation — a case study of a large provincial hospital in China

Frontiers in Pharmacology
Unaffordable medical treatment and inflated drug prices have become a challenging issue for lawmakers worldwide. To reduce the financial burden and standardize the pharmaceutical market, the Chinese government has issued several detailed regulations ...
Jingjing Cao, Yuan Ren, Chenglong Zhao, Li Wang, Fengqin Fang   +4 more
doaj   +1 more source

Determinants of Loan Repayment Performance of Micro and Small Enterprises: Empirical Evidence from Somali Regional State, Ethiopia

The Journal of Entrepreneurial Finance, 2022
Microfinance Institutions (MFIs) were introduced to reach a large number of active poor people who are excluded from the formal financial institutions due to rigorous collateral requirements.
Yitbarek Weldegerima Kiros
doaj   +1 more source

Banking on cooperation: an evolutionary analysis of microfinance loan repayment behaviour

Evolutionary Human Sciences, 2021
Microfinance is an economic development tool that provides loans to low-income borrowers to stimulate economic growth and reduce financial hardship. Lenders typically require joint liability, where multiple borrowers share the responsibility of repaying ...
Stefan Gehrig, Alex Mesoudi, Shakti Lamba   +2 more
doaj   +1 more source

Impacts of Drought on Loan Repayment

Journal of Risk and Financial Management, 2023
In order to stress test loan portfolios for the impacts of climate change, historical events need to be analyzed to create templates to stress test for future events. Using the 2012 Midwestern US drought as an example, this work creates a stress-testing template for future droughts.
openaire   +2 more sources

The Repayment Structure of Agricultural Loans under a Full Repayment Constraint

Journal of Agricultural and Applied Economics
Abstract We investigate the optimal asset allocation and repayment strategy of an agricultural loan under a guaranteed repayment condition in a continuous-time setting. We propose two forms of the problem: an analytically solvable “separable” problem and a more realistic “nominal” problem that is investigated numerically.
Marcos Escobar-Anel, Gaurav Khemka, Zheng Xu   +2 more
openaire   +1 more source

Extending Service Beyond Active Duty: Generalizability of Rheumatoid Arthritis Research Conducted Among U.S. Veterans

Arthritis Care &Research, Accepted Article.
Biomedical research involving United States Veterans continues to advance healthcare beyond the Veterans Health Administration. This is particularly true in rheumatoid arthritis (RA), where Veteran‐centric research has uncovered novel insights into pathogenesis, risk factors, and disease manifestations, informing clinical care and research across both ...
Austin M. Wheeler, Joshua F. Baker, Jennifer L. Barton, Maria I. Danila, Tate M. Johnson, Kamini Kuchinad, Kaleb Michaud, Amir A. Razmjou, J. Steuart Richards, Namrata Singh, Isaac D. Smith, Katherine D. Wysham, Grant W. Cannon, Bryant R. England, Amy Joseph, Deana Lazaro, Katherine P. Liao, Courtney Loecker, Andreas Reimold, Beth I. Wallace, Ted R. Mikuls   +20 more
wiley   +1 more source

Testing the Marketing Performance of German Wheat Farmers

Agribusiness, EarlyView.
ABSTRACT This paper analyses the marketing performance of wheat farmers in Germany. Wheat sales data from 465 individual farms over a 12‐year period are used to test against different market benchmarks. Market benchmarks are constructed by simulating passive trading agents using regional wheat prices.
Franziska Potts, Jens‐Peter Loy
wiley   +1 more source

Group Versus Individual Liability: A Field Experiment in the Philippines [PDF]

This working paper by CGD non-resident fellow Dean Karlan explores whether group liability in lending practices improves lender's overall profitability and the poor's access to financial markets.
Dean Karlan, Xavier Giné
core   +4 more sources

Paying back comes first: why repayment means more than business in rural Senegal

, 2009
Giving small loans to women has become a mainstay in development practitioners' toolkits. Using data collected for Oxfam America's Saving for Change (SFC) project, this article argues that repayment of micro-credit cannot be used as a measure of micro ...
Amelia Duffy-Tumasz
core   +1 more source