Results 121 to 130 of about 22,679 (302)
IIMB Management ReviewThis study introduces a contextual agricultural credit scoring model (CACSM) that incorporates loan repayment intention scores to enhance decision-making in collateral-free, small-ticket agricultural loans. By integrating sentiment analysis using Valence
Soma Panja, Subroto Chowdhury
doaj +1 more source
Impact of Sovereign Debt Maturity on Fiscal Sustainability
International Journal of Finance &Economics, EarlyView.ABSTRACT This study is the first to investigate the impact of the term structure of public debt on fiscal sustainability. We adopt the widely used backward‐looking measure of fiscal sustainability—fiscal responsiveness as proposed by Bohn. Using data from De Graeve and Mazzolini and focusing on a sample of 19 most developed countries, we demonstrate ...
António Afonso +3 more
wiley +1 more source
Repayment Frequency in the Law of Microfinance
, 2014 Recent debates over microfinance regulatory frameworks have misunderstood an important instrument: repayment frequency. Despite recent laws mandating lower microfinance repayment frequency under the banner of consumer protection, this Comment argues that
Sarkar, Shayak
core +1 more source
Relationship Between Percepted Control Behavior, Intention, Facility and Behavior of Debt Return
Indonesian Journal of Business and EntrepreneurshipBackground: Formulation of the problem for this research is, how will the role of intention as a mediating variable and facilities as a moderating variable be able to play a role in influencing perceived control behavior on debt repayment behavior ...
Aprih Santoso +3 more
doaj +1 more source
Group-lending: Sequential financing, lender monitoring and joint liability [PDF]
We develop a simple model of group-lendingbased on peer monitoring and moral hazard. We find that, in the absence of sequential financing or lender monitoring, group-lending schemes may involve under-monitoring with the borrowers investing in undesirable
Prabal Roy Chowdhury
core
Drivers and Challenges of Micro‐Irrigation Adoption and Intensity in India: A Study of Four States
Irrigation and Drainage, EarlyView.ABSTRACT India's food security relies substantially on groundwater, but inefficient irrigation is seriously depleting this resource. Micro‐irrigation (MI) improves irrigation application efficiency and productivity, yet adoption remains low. This study examines MI adoption across four major Indian states—Uttar Pradesh, Maharashtra, Madhya Pradesh and ...
Gurpreet Singh +2 more
wiley +1 more source
Financial performance and outreach : a global analysis of leading microbanks [PDF]
Microfinance contracts have proven able to secure high rates of loan repayment in the face of limited liability and information asymmetries, but high repayment rates have not translated easily into profits for most microbanks.
Morduch, Jonathan +2 more
core
International Studies of Economics, EarlyView.ABSTRACT To explore the real effect of banking globalisation on bank liquidity creation, we investigate plausibly exogenous variations in the expectation of further banking globalisation under the Belt and Road Initiative (BRI), which further opens the gate to foreign investors.
Xuanyi Shi +3 more
wiley +1 more source
Temporary VAT Reduction in Vietnam: Consumer Behavior Analysis
International Studies of Economics, EarlyView.ABSTRACT This study investigates the impact of temporary VAT rate changes on consumer behavior in Vietnam, particularly concerning the VAT reduction implemented during 2023–2024. The research analyzes annual survey data and household expenditure reports to assess changes in consumer spending on durable goods during the first half of 2024 (2024 H1 ...
Hang Thi Thu Trinh
wiley +1 more source