Results 111 to 120 of about 31,010 (300)

Social Connections and Group Banking [PDF]

open access: yes
Lending to the poor is expensive due to high screening, monitoring, and enforcement costs. Group lending advocates believe lenders overcome this by harnessing social connections.
Dean S. Karlan
core  

Financial stability consequences of strengthening the legal rights of secured creditors under the EU Preventive Restructuring Directive

open access: yesInternational Insolvency Review, EarlyView.
Abstract A key goal of the Capital Markets Union (CMU) Action Plan is to establish a functioning bond market, offering businesses finance options beyond traditional bank loans and creating a stable source of financing for the real economy across the EU.
Maryam Malakotipour
wiley   +1 more source

International Dimensions in the Financing of Higher Education [PDF]

open access: yes
This chapter compares and contrasts international experience with respect to higher education financing. The size and payment forms of tuition, and the different types and levels of public sector support, are illustrated for a large number of countries ...
Bruce Chapman, Peter Tulip
core  

Maximising the value of the insolvency estate in EU cross‐border cases: The interplay of insolvency practitioners in main and secondary insolvency proceedings

open access: yesInternational Insolvency Review, EarlyView.
Abstract Modified universalism, as applied by the European Insolvency Regulation (EIR), allows not only for parallel main and secondary insolvency proceedings, but also for the creation of separate insolvency estates and the appointment of insolvency practitioners in each proceeding.
Remigijus Jokubauskas   +1 more
wiley   +1 more source

An Empirical Investigation on Credit Card Repayment Pattern of Academicians in Malaysia

open access: yesThe International Journal of Banking and Finance, 2018
The credit card market has witnessed tremendous growth resulting from a paradigm shift in technology. The genuine usage of credit cards as a form of convenience has diverged to overspending, irresponsibility, revolving liability and bankruptcy.
Kuah Yoke Chin   +3 more
doaj  

Group versus Individual Liability: Long Term Evidence from Philippine Microcredit Lending Groups [PDF]

open access: yes
Group liability in microcredit purports to improve repayment rates through peer screening, monitoring, and enforcement. However, it may create excessive pressure, and discourage reliable clients from borrowing.
Dean Karlan, Xavier Giné
core  

Regulatory techniques governing the dischargeability of student loan debt in common law systems: Temporal restrictions, hardship‐based limitations and categorical exclusions

open access: yesInternational Insolvency Review, EarlyView.
Abstract Student loan debt occupies a distinctive and structurally ambiguous position within consumer insolvency law. Although incurred in good faith for socially endorsed purposes, it is subject to significant restrictions on discharge across most common law jurisdictions.
Thomas Nicholls
wiley   +1 more source

Anxiety, student loan repayment behaviors, and financial knowledge

open access: yesAcademia Mental Health & Well-Being
Anxiety is a common type of mental health condition that affects approximately one-fifth of US adults. Research indicates that the onset of mental illness and certain mental health conditions may trigger problem debt such as delinquency and ...
Gaurav R. Sinha   +4 more
doaj   +1 more source

Financial performance and outreach : a global analysis of leading microbanks [PDF]

open access: yes
Microfinance contracts have proven able to secure high rates of loan repayment in the face of limited liability and information asymmetries, but high repayment rates have not translated easily into profits for most microbanks.
Morduch, Jonathan   +2 more
core  

Asymmetric Long‐Run Effects of Monetary Policy on Generational Inequality

open access: yesInternational Journal of Finance &Economics, EarlyView.
ABSTRACT This paper investigates the asymmetric long‐run effects of reversing contractionary monetary policy to expansionary policy on generational inequality in the UK using non‐linear autoregressive distributed lag (NARDL). The results show that there exists a long‐term relationship between monetary policy and income, consumption, and wealth ...
Aminat A. Raheem
wiley   +1 more source

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