Results 111 to 120 of about 23,267 (251)

Social Connections and Group Banking [PDF]

open access: yes
Lending to the poor is expensive due to high screening, monitoring, and enforcement costs. Group lending advocates believe lenders overcome this by harnessing social connections.
Dean S. Karlan
core  

Ambient technology in epilepsy clinical practice

open access: yesEpilepsia Open, EarlyView.
Abstract The utilization of large language model‐based artificial intelligence (AI) in the field of neurology has gained attention as a viable tool to enhance and assist providers with processes ranging from scheduling patients to providing preliminary interpretations of testing results, pending orders, and documenting encounters. Epileptologists could
Haania Kakwan   +3 more
wiley   +1 more source

An Empirical Investigation on Credit Card Repayment Pattern of Academicians in Malaysia

open access: yesThe International Journal of Banking and Finance, 2018
The credit card market has witnessed tremendous growth resulting from a paradigm shift in technology. The genuine usage of credit cards as a form of convenience has diverged to overspending, irresponsibility, revolving liability and bankruptcy.
Kuah Yoke Chin   +3 more
doaj  

International Dimensions in the Financing of Higher Education [PDF]

open access: yes
This chapter compares and contrasts international experience with respect to higher education financing. The size and payment forms of tuition, and the different types and levels of public sector support, are illustrated for a large number of countries ...
Bruce Chapman, Peter Tulip
core  

Prevalence and Contributing Factors of Household Food Insecurity in Somalia: A Household‐Level Analysis

open access: yesFood Safety and Health, EarlyView.
Graphical abstract illustrating the study design, prevalence, and key contributing factors of household food insecurity in Somalia. ABSTRACT Somalia continues to experience a high burden of household food insecurity driven by recurrent climate shocks, protracted conflict, economic instability, displacement, and limited access to livelihoods and ...
Hassan Abdi Ahmed, Edwin Tito Magoti
wiley   +1 more source

Group versus Individual Liability: Long Term Evidence from Philippine Microcredit Lending Groups [PDF]

open access: yes
Group liability in microcredit purports to improve repayment rates through peer screening, monitoring, and enforcement. However, it may create excessive pressure, and discourage reliable clients from borrowing.
Dean Karlan, Xavier Giné
core  

Holding out on restructuring negotiations: A legal analysis over Finnish and Swedish legislation

open access: yesInternational Insolvency Review, EarlyView.
Abstract This article examines how Finnish and Swedish restructuring laws create opportunities for creditors to hold out on restructuring negotiations. Using Anthony Casey's new bargaining theory and the traditional creditors' bargain model as analytical frames, the study argues that holdouts arise when ex ante rights – particularly security interests,
Anssi Kärki
wiley   +1 more source

Financial performance and outreach : a global analysis of leading microbanks [PDF]

open access: yes
Microfinance contracts have proven able to secure high rates of loan repayment in the face of limited liability and information asymmetries, but high repayment rates have not translated easily into profits for most microbanks.
Morduch, Jonathan   +2 more
core  

Rethinking law in books versus law in action in China's first experiment of a personal insolvency regime: Towards a more debtor‐oriented procedural design

open access: yesInternational Insolvency Review, EarlyView.
Abstract Although a local experiment, the promulgation of the Regulations of Shenzhen Special Economic Zone on Personal Bankruptcy (SPBR) in 2020 was hailed as a significant milestone in China's insolvency lawmaking which has thus far addressed only corporate insolvencies.
Jenny Fu, Jin Chun
wiley   +1 more source

Anxiety, student loan repayment behaviors, and financial knowledge

open access: yesAcademia Mental Health & Well-Being
Anxiety is a common type of mental health condition that affects approximately one-fifth of US adults. Research indicates that the onset of mental illness and certain mental health conditions may trigger problem debt such as delinquency and ...
Gaurav R. Sinha   +4 more
doaj   +1 more source

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