Key Factors of Joint-Liability Loan Contracts: An Empirical Analysis [PDF]
We empirically examine the efficacy of various incentives of microlending contracts such as joint-liability or group access to future loans. We find that joint liability induces a group formation of low risk borrowers.
Kritikos, Alexander S. +1 more
core
Climate Risk and Real Estate Markets in the EU: Institutional Control Through Regulation
ABSTRACT Climate change is increasingly reshaping the economic foundations of asset markets, yet its implications for the estate sector remain unevenly understood, particularly when institutional and financial mechanisms mediate risk transmission. While a growing body of evidence links climate vulnerability to property valuation and market behaviour ...
Qiulin Yang +4 more
wiley +1 more source
Consumers’ credit card repayment decisions: The role of higher anchors and future repayment concern
We investigated two aspects of credit card repayment decisions: the extent to which the anchoring effect of minimum repayment information may be mitigated by information on alternative anchors, specifically repayments that would repay the balance in two ...
Ranyard, Rob, McHugh, S.
core +1 more source
From Promise to Practice: A Systematic Review of Sustainability‐Linked Loans
ABSTRACT By linking loan terms to predefined environmental, social and governance (ESG) goals, sustainability‐linked loans (SLLs) can incentivise banks and corporations towards sustainability. Despite rapid growth, research remains scant and questions remain about SLLs' financial, organisational and sustainability impacts and how they differ from other
Elias Porse, Aurélien Acquier
wiley +1 more source
Credit Market Consequences of Improved Personal Identification: Field Experimental Evidence from Malawi [PDF]
We report the results of a randomized field experiment that examines the credit market impacts of improvements in a lender's ability to determine borrowers’ identities.
Dean Yang +2 more
core
Clawback Policy Performance and Climate Change–Related Disclosures: Evidence From Australia
ABSTRACT This study examines the association between the strength of remuneration clawback policies and climate change disclosure performance (CCDP) among Australian nonfinancial firms over the period 2008–2022. Grounded in agency theory, signalling theory and governance complementarity, the findings show that stronger clawback provisions are ...
Baban Eulaiwi +5 more
wiley +1 more source
IMPROVEMENT OF METHODOLOGICAL TOOLS FOR FINANCIAL REHABILITATION OF INDUSTRIAL ENTERPRISES
A methodology for developing a financial rehabilitation plan and a debts repayment schedule is presented, which may be applied during the procedure of financial rehabilitation of an organization engaged in the industrial sector.
A. N. Mironova
doaj +1 more source
Trans-Tasman differences in student loans [PDF]
This paper compares student loan and other support arrangements in Australia and New Zealand, with particular reference to the access to these arrangements by citizens of the other country.Both countries provide income contingent student loans to ...
Leonie Doyle
core
Do Banks in the Middle East and North Africa Region Price Carbon Exposure?
ABSTRACT This study examines whether carbon exposure is incorporated into corporate borrowing costs within the Middle East and North Africa (MENA) region. Using a panel of 771 firm‐year observations from publicly listed non‐financial firms between 2016 and 2023, the analysis investigates the relationship between carbon intensity and firms' cost of debt
Yara Ibrahim +2 more
wiley +1 more source
Preferensi Masyarakat Kecamatan Dau Kabupaten Malang dalam Memilih Pola Pelunasan SPPT PBB
The purpose of this study was to determine which of various scheme of repayment of SPPT PBB which are mostly choosen by the sub-district of Dau. The results show that the scheme of settlement of the most widely selected and performed by the sub-district ...
Devi Arista Rahmidani Bahari
doaj

