Results 31 to 40 of about 31,010 (300)

Impacts of Drought on Loan Repayment

Journal of Risk and Financial Management, 2023
In order to stress test loan portfolios for the impacts of climate change, historical events need to be analyzed to create templates to stress test for future events. Using the 2012 Midwestern US drought as an example, this work creates a stress-testing template for future droughts.
openaire   +2 more sources

The Repayment Structure of Agricultural Loans under a Full Repayment Constraint

Journal of Agricultural and Applied Economics
Abstract We investigate the optimal asset allocation and repayment strategy of an agricultural loan under a guaranteed repayment condition in a continuous-time setting. We propose two forms of the problem: an analytically solvable “separable” problem and a more realistic “nominal” problem that is investigated numerically.
Marcos Escobar-Anel, Gaurav Khemka, Zheng Xu   +2 more
openaire   +1 more source

Improving access to new technologies: An experiment with Kenyan input sellers

American Journal of Agricultural Economics, EarlyView.
Abstract Agrodealers play a critical role in rural economies, selling essential inputs for agricultural production, stocking new products, and providing farmers with technical advice. However, uncertainty can discourage them from stocking newer, less familiar products, limiting the availability of innovative technologies and leading to market failures ...
Sarah W. Kariuki, Francisca N. Muteti, Annemie Maertens, Michael Ndegwa, Hope Michelson, Mercy Mbugua, Jason Donovan   +6 more
wiley   +1 more source

Housing as Asset‐Based Welfare in Australia: An Investigation Through a Consumption Lens

Australian Journal of Social Issues, EarlyView.
ABSTRACT Housing asset‐based welfare has long been a key component of Australia's social policy. This resonates with a parallel literature identifying a trade‐off between homeownership and the size of nations' welfare states, wherein owner‐occupiers in smaller welfare states tend to come to rely on housing wealth to meet many of their welfare needs ...
Gavin A. Wood, Christopher Phelps, Silvia Salazar, Rachel Ong ViforJ   +3 more
wiley   +1 more source

Group Versus Individual Liability: A Field Experiment in the Philippines [PDF]

This working paper by CGD non-resident fellow Dean Karlan explores whether group liability in lending practices improves lender's overall profitability and the poor's access to financial markets.
Dean Karlan, Xavier Giné
core   +4 more sources

Australia's Migration Strategy: An Effective Response to Migrant Worker Exploitation?

Australian Journal of Social Issues, EarlyView.
ABSTRACT A series of publicised migrant worker injuries and deaths has drawn attention to the issue of migrant worker exploitation (MWE) in Australia. In response, the Australian Government has included ‘Tackling Worker Exploitation’ as a key area of its Migration Strategy which it introduced in 2023. However, it is unclear how effective the Strategy’s
Evelyn Dowling, Alexandra Ridgway
wiley   +1 more source

Funding Higher Education and Wage Uncertainty: Income Contingent Loan versus Mortgage Loan [PDF]

, 2012
We propose a simple theoretical model which shows how the combined effect of wage uncertainty and risk aversion can modify the individual willingness to pay for a HE system financed by an ICL or a ML.
Migali, Giuseppe
core   +4 more sources

Impact and mechanism of improving the UV aging resistance performance of modified asphalt binder

Reviews on Advanced Materials Science
To control the ultraviolet (UV) aging behavior of asphalt pavement materials effectively, hindered amine light stabilizer (HALS) is preferred as modifiers.
Zheng Guanghui, Liang Jingqing, Zheng Xuehui, Sun Xiaolong, Xu Hualong   +4 more
doaj   +1 more source

Paying back comes first: why repayment means more than business in rural Senegal

, 2009
Giving small loans to women has become a mainstay in development practitioners' toolkits. Using data collected for Oxfam America's Saving for Change (SFC) project, this article argues that repayment of micro-credit cannot be used as a measure of micro ...
Amelia Duffy-Tumasz
core   +1 more source

Quantifying the Sites of Government, Commercial, and Personal Systems‐Perpetrated Financial Abuse

Australian Journal of Social Issues, EarlyView.
ABSTRACT This study explores the institutional systems through which post‐separation financial abuse is perpetrated. While existing measures seek to quantify the harms experienced by women post‐separation, this study draws on financial, welfare and legal service casefiles to identify where such harms occur. Drawing on 76 de‐identified Victorian service
Kay Cook, Adrienne Byrt, Rachael Burgin, Georgina Dimopoulos   +3 more
wiley   +1 more source