Results 121 to 130 of about 31,077 (301)
Group versus Individual Liability: Long Term Evidence from Philippine Microcredit Lending Groups [PDF]
Group liability in microcredit purports to improve repayment rates through peer screening, monitoring, and enforcement. However, it may create excessive pressure, and discourage reliable clients from borrowing.
Dean Karlan, Xavier Giné
core
International Insolvency Review, EarlyView.Abstract Modified universalism, as applied by the European Insolvency Regulation (EIR), allows not only for parallel main and secondary insolvency proceedings, but also for the creation of separate insolvency estates and the appointment of insolvency practitioners in each proceeding.
Remigijus Jokubauskas +1 more
wiley +1 more source
Financial performance and outreach : a global analysis of leading microbanks [PDF]
Microfinance contracts have proven able to secure high rates of loan repayment in the face of limited liability and information asymmetries, but high repayment rates have not translated easily into profits for most microbanks.
Morduch, Jonathan +2 more
core
International Insolvency Review, EarlyView.Abstract Student loan debt occupies a distinctive and structurally ambiguous position within consumer insolvency law. Although incurred in good faith for socially endorsed purposes, it is subject to significant restrictions on discharge across most common law jurisdictions.
Thomas Nicholls
wiley +1 more source
Anxiety, student loan repayment behaviors, and financial knowledge
Academia Mental Health & Well-BeingAnxiety is a common type of mental health condition that affects approximately one-fifth of US adults. Research indicates that the onset of mental illness and certain mental health conditions may trigger problem debt such as delinquency and ...
Gaurav R. Sinha +4 more
doaj +1 more source
International Journal of Finance &Economics, EarlyView.ABSTRACT This study draws on framing theory to investigate how microfinance institutions (MFIs) strategically construct a vulnerability‐oriented organisational identity and how this framing influences their funding decisions during the pre‐campaign phase of prosocial crowdfunding.
Ana Paula Matias Gama +3 more
wiley +1 more source
Exponentially Biased Debt Repayment Weight
This technical note defines the Exponentially Biased Debt Repayment Weight, a closed-form method for ranking indebted users from repayment history. Each repayment is normalized by a fixed reference debt amount and weighted by an exponential recency ...
Rohin Gosling
core +1 more source
Household Consumption Intentions by Income Group During Monetary Policy Easing and Tightening
International Journal of Finance &Economics, EarlyView.ABSTRACT We investigate how the monetary policy interest rate affects Brazilian households' consumption intentions under two distinct regimes: monetary easing and tightening cycles. Using data from low‐ and high‐income households, we assess both the magnitude and the dynamics of this relationship.
Helder Ferreira de Mendonça +1 more
wiley +1 more source
Dairy SHGs in Kerala: Economics and Loan Repayment Drivers
Journal of Sustainable Technology in AgricultureMicrofinance activities play a vital role among the poor to raise their microenterprises especially in the primary agricultural sector of rural India and helped the marginalized people to elude from poverty.
Denny Franco +5 more
doaj +1 more source
Identification strategy : a field experiment on dynamic incentives in rural credit markets [PDF]
How do borrowers respond to improvements in a lender's ability to punish defaulters? This paper reports the results of a randomized field experiment in rural Malawi that examines the impact of fingerprinting borrowers in a context where a unique ...
Yang, Dean +2 more
core