Results 1 to 10 of about 2,933 (256)

Loan repayment performance of micro and small-scale enterprise: evidence from North Wollo Zone, Ethiopia [PDF]

open access: yesHeliyon, 2022
Loan defaulting is a prominent challenge to financial institutions' outreach and sustainability. As it has been increasing and become a critical problem in the study area, this study aimed to analyze the loan repayment performance of Micro and Small ...
Ebrahim Endris
doaj   +4 more sources

Repayment performance for pay-as-you-go solar lamps

open access: yesEnergy for Sustainable Development, 2021
Abstract This paper provides a descriptive analysis of repayment performance for pay-as-you-go solar lamps, based on pilots conducted in six countries in sub-Saharan Africa and Asia during 2014 and 2015. In our sample, 95% of accounts were eventually paid off by the end of the observation period, and the median time to ownership was one week less ...
JOSÉ A Guajardo
exaly   +2 more sources

Determinants Of Repayment Performance In Indian Micro-Credit Groups [PDF]

open access: yesPolicy Research Working Papers, 2009
Despite their potential importance and ease of modification, impacts of monitoring and loan recovery arrangements on micro-credit groups'repayment performance have rarely been studied. Data on 3,350 expired group loans in 300 Indian villages highlight that regular monitoring and audits, high repayment frequency, consumption smoothing support through ...
Klaus Deininger
exaly   +3 more sources

Factors Affecting Repayment Performance in Microfinance Programs in Malaysia

open access: yesProcedia, Social and Behavioral Sciences, 2012
AbstractThis paper attempts to determine the factors affecting repayment performance in microfinance programs in Malaysia by using a multinomial logit regression model. The data used in this study is gathered through a survey on 309 respondents of TEKUN Nasional clients in Peninsular Malaysia. Results of the study indicate that gender, formal religious
Norhaziah Nawai
exaly   +3 more sources

Performance of Loan Repayment Determinants in Ethiopian Micro Finance - An Analysis [PDF]

open access: yesEurasian Journal of Business and Economics, 2014
Micro finance involves the provision of micro-credit, savings, and other services to the poor that are excluded by the commercial banks for collateral and other reasons.
Shaik Abdul Majeeb PASHA, Tolosa NEGESE
doaj   +1 more source

Early Performance in Consumer Contracts

open access: yesİstanbul Hukuk Mecmuası, 2022
Early performance describes performance before a contract’s due date. As a rule, a debtor can demand early performance of a debt according to Article 96 of the Turkish Code of Obligations.
Musa Furkan Şahin
doaj   +1 more source

CREDIT RISK IN GROUP LENDING MODEL AT THE BANK FOR SOCIAL POLICIES IN HAU GIANG PROVINCE [PDF]

open access: yesICTACT Journal on Management Studies, 2016
This article analyses the factors affecting the group credit risk at the Bank for Social Policies in Hau Giang Province. A survey of over 105 borrowers in Chau Thanh A, Long My and Chau Thanh districts of Hau Giang Province (35 groups of loans) who ...
Vuong Quoc Duy   +5 more
doaj   +1 more source

RETRACTED ARTICLE: Loan repayment performance and its determinants: evidence from micro and small enterprises operating in Dire-Dawa, Ethiopia

open access: yesJournal of Innovation and Entrepreneurship, 2023
Microfinance Institutions (MFIs) reach a large number of poor people who are not served by formal financial institutions and have been a prime element in the economic growth of countries like Ethiopia.
Yitbarek Kiros
doaj   +1 more source

Microequity and Mutuality: Experimental Evidence on Credit with Performance-Contingent Repayment

open access: yesSSRN Electronic Journal, 2022
We conduct the first field experiment of a performance-contingent microfinance contract. A large food multinational wishes to help micro-distributors in its supply chain with the financing of a productive asset. Working with the firm in Kenya, we compare asset financing under a traditional debt contract to three alternatives: (i) a novel equity-like ...
Cordaro, Francis   +5 more
openaire   +4 more sources

Increasing solvency by moderating social capital: a study on group lending model from community empowerment trust fund – Indonesia

open access: yesBusiness: Theory and Practice, 2023
The Community Empowerment Trust Fund is a revolving fund belonging to the community originating from the former Sub-District Development Program and the National Program for Independent Rural Community Empowerment in Indonesia which ended in 2014 ...
Etty Indriani   +3 more
doaj   +1 more source

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