Results 11 to 20 of about 2,933 (256)
Governance Quality and MFIs Repayment Performance [PDF]
How is MFIs governance quality measured? What is the relationship between MFIs governance quality and repayment performance? This paper sheds light on these questions while using data from 250 African MFIs. While using linear multiple regression, we find first, that better governance can be measured by an aggregated index which encompasses a series of ...
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Determinants of micro-finance repayment performance: a study of South African MFIs
This empirical article looks at the determinants of joint-liability lending repayment performance among the two largest microfinance group-lending organisations in South Africa.
Jonathan Muchnick +1 more
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THE INTENDED USE OF FUNDS AND IPOs MARKET PERFORMANCE IN INDONESIAN CAPITAL MARKET
Specific information on the IPO prospectus can affect the stock's market performance, both the initial returns and the long-term performance. The disclosure of the purpose of IPO proceeds to: acquisition, investment, group financing, debt repayment and ...
Harlina Meidiaswati +2 more
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Two class Bayes point machines in repayment prediction of low credit borrowers
Decision-making in the peer-to-peer loan market has not been studied as extensively as traditional lending mostly because of the perceived risk in dealing with low credit borrowers seeking funding alternatives.
David Maloney +2 more
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In peer-to-peer (P2P) social lending, it is important to predict the repayment of borrowers. P2P lending data are generated in real-time, but most of them are pending to decide the repayment because the deadline is not yet expired.
Ji-Yoon Kim, Sung-Bae Cho
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Small Farmers’ Agricultural Loan Repayment Performance in Southern Ethiopia
Rural farmers often look for credit facilities during the agricultural seasons and other constructive activities. However, most developing countries face the severe challenges of getting enough financial support through proper means. Providing low-cost, efficient credit services and recovering a high percentage of loans granted are the ideal aims in ...
Nadew Merihun, Senapathy Marisennayya
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A Deep Learning Approach with Feature Derivation and Selection for Overdue Repayment Forecasting
Risk control has always been a major challenge in finance. Overdue repayment is a frequently encountered discreditable behavior in online lending. Motivated by the powerful capabilities of deep neural networks, we propose a fusion deep learning approach,
Bin Liu +7 more
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A study of micro finance institution’s role in developing the small scale enterprises of Ethiopia
This study was conducted in Gedio zone small scale enterprise financed by micro finance institution. The main objective the study was to evaluate and determine the factor that determines loan repayment performance of small scale enterprise financed by ...
Anubha Srivastava, Preeti Kulshresthra
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Moral Hazard and Repayment Performance under Group Lending [PDF]
This paper develops a model of the strategic interaction of borrowers in the framework of group lending, in an environment characterized by moral hazard. Unlike previous papers, monitoring by one group member of his or her peers is not a crucial feature of the model.
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Repayment Performance in Microcredit Programs: Theory and Evidence [PDF]
This paper revisits the conventional wisdom on the determinants of the success of microcredit programs. The paper first develops a simple moral hazard model of borrowing in a group lending context, and then tests this model using data from a survey conducted in Bangladesh in 1991-92.
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