Results 51 to 60 of about 8,369,126 (197)

A Panel Data Analysis of the Repayment Capacity of Farmers [PDF]

open access: yes
Using a balanced panel of 264 unique Illinois farmers from 2000 to 2004, this study identifies the most pertinent factors that explain the repayment capacity of farmers.
Durguner, Sena
core  

Paying back comes first: why repayment means more than business in rural Senegal

open access: yes, 2009
Giving small loans to women has become a mainstay in development practitioners' toolkits. Using data collected for Oxfam America's Saving for Change (SFC) project, this article argues that repayment of micro-credit cannot be used as a measure of micro ...
Amelia Duffy-Tumasz
core   +1 more source

Application of OLAP based Business Intelligence and Predictive Analysis (Random Forest Classifier and ARIMA) in a Fintech P2P Lending Company

open access: yesSistemasi: Jurnal Sistem Informasi
The rising rate of non-performing loans (NPLs) in the financial technology (fintech) P2P lending industry has become a serious challenge, including for PT XYZ, which focuses on funding the MSME sector.
Kristiana Olivia   +1 more
doaj   +1 more source

Rural flour mills. farmer promotion tool m the Sahel area [PDF]

open access: yesTropicultura, 1993
The Grameen Bank is a specialized financial institution in Bangladesh that was established to provide credit to the rural poor for the purpose of improving their economic conditions with the hypothesis that if the poor are supplied with working capital ...
Audroing, M.
doaj  

Bank Client Credit Scoring, Along With Loan Parameters Optimization Using the Simulation-Optimization Model [PDF]

open access: yesMathematics and Modeling in Finance
This study assesses a new simulation-optimization method for credit scoring and bank loan parameter optimization. The proposed approach encompasses data preparation, credit scoring, and simulation-optimization stages. Initially, data regarding bank loans
Amir Khorrami   +2 more
doaj   +1 more source

Repayment performance in Microfinance: a theoretical analysis

open access: yes, 2008
Offering financial services to the unprivileged is a complex task and past attempts have been rather unsuccessful. One commendable effort that has sprung from the failures of commercial banks is microfinance and thanks to innovative ideas microfinance institutions have managed to cope with many of the challenges previously experienced by the formal ...
Berglind, Viktor, Karimi, Arizo
openaire   +1 more source

A comparative Analytical Study for Evaluating the Financial Performance of the Egyptian Food Products Industry [PDF]

open access: yesFayoum Journal of Agricultural Research and Development
The research aims to evaluate the financial performance of Egyptian food manufacturing companies. The results indicate that the private sector outperforms in managing production capacities, with idle capacities reaching 14.9% in the public sector ...
Sayed Salah   +3 more
doaj   +1 more source

Thailand’s Student Loan Fund: An Analysis of Interest Rate Subsidies and Repayment Hardships [PDF]

open access: yes
This paper presents analysis of the implicit subsidies and repayment hardships of Thailand’s Student Loan Fund (SLF). Comparisons are made between the current SLF with alternative similar schemes, assuming different rates of interest and loan repayment ...
Rangsit Sarachitti   +4 more
core  

Transforming Credit Risk Analysis: A Time-Series-Driven ResE-BiLSTM Framework for Post-Loan Default Detection

open access: yesInformation
Credit risk refers to the possibility that a borrower fails to meet contractual repayment obligations, posing potential losses to lenders. This study aims to enhance post-loan default prediction in credit risk management by constructing a time-series ...
Yue Yang   +7 more
doaj   +1 more source

Key Factors of Joint-Liability Loan Contracts: An Empirical Analysis [PDF]

open access: yes
We empirically examine the efficacy of various incentives of microlending contracts such as joint-liability or group access to future loans. We find that joint liability induces a group formation of low risk borrowers.
Kritikos, Alexander S.   +1 more
core  

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