Results 71 to 80 of about 4,850 (294)
Sistemasi: Jurnal Sistem InformasiThe rising rate of non-performing loans (NPLs) in the financial technology (fintech) P2P lending industry has become a serious challenge, including for PT XYZ, which focuses on funding the MSME sector.
Kristiana Olivia +1 more
doaj +1 more source
Rural flour mills. farmer promotion tool m the Sahel area [PDF]
Tropicultura, 1993 The Grameen Bank is a specialized financial institution in Bangladesh that was established to provide credit to the rural poor for the purpose of improving their economic conditions with the hypothesis that if the poor are supplied with working capital ...
Audroing, M.
doaj
Fintech Lending Characteristics and Loan Repayment Performance Analyses
, 2021 Bu tez, gelişmekte olan bir pazar olan Türkiye'de geleneksel bankacılık ve finansal teknoloji şirketlerinden kredi alan müşteriler arasındaki kredi performansı farklılıklarını incelemektedir. Çalışmada, Türkiye'nin en büyük beşinci özel bankasının geleneksel bankacılık kanalları ve yine ilgili bankanın finansal teknoloji iştirakinin online olarak ...
Karaman, Hakki Deniz +1 more
openaire +1 more source
Climate Stress Testing on European SME Securitised Loans Under Climate Mitigation Scenarios
Business Strategy and the Environment, EarlyView.ABSTRACT Assessing the future impact of climate risks on the probability of default (PD) of small and medium enterprises (SMEs) is challenging due to limited disclosure, policy uncertainty and exposure to physical risks. This paper addresses this gap by integrating macroeconomic variables from the Network for Greening the Financial System (NGFS ...
Luca Zanin, Raffaella Calabrese
wiley +1 more source
Business Strategy and the Environment, EarlyView.ABSTRACT Technological change and the increasing use of electronic devices have made electronic waste one of the fastest‐growing waste streams worldwide, posing significant environmental and social challenges. Thus, understanding consumer behaviour regarding the purchase, use and disposal of electronic products is key to developing effective circular ...
Idiano D'Adamo +4 more
wiley +1 more source
Baltic Journal of Economic Studies, 2019 The right of a person to engage in economic activity on the principles of free competition, in accordance with legal requirements, is a guarantee of the prosperity of a socially oriented country.
Valentyna Kutsyk +2 more
doaj +1 more source
Business Strategy and the Environment, EarlyView.ABSTRACT Financial capital is widely recognized as having the potential to provide investments needed for net‐zero transitions. While recent empirical studies reveal that financial digitalization and fintech have changed Chinese banks' loan portfolios and business models, they stem from credit restrictions on heavily polluting enterprises and from ...
Akihisa Mori
wiley +1 more source
Key Factors of Joint-Liability Loan Contracts: An Empirical Analysis [PDF]
We empirically examine the efficacy of various incentives of microlending contracts such as joint-liability or group access to future loans. We find that joint liability induces a group formation of low risk borrowers.
Kritikos, Alexander S. +1 more
core
InformationCredit risk refers to the possibility that a borrower fails to meet contractual repayment obligations, posing potential losses to lenders. This study aims to enhance post-loan default prediction in credit risk management by constructing a time-series ...
Yue Yang +7 more
doaj +1 more source
Business Strategy and the Environment, EarlyView.ABSTRACT The aim of the study is to examine the public acceptance of the deposit‐refund system (DRS), introduced in the European Union, through an extended version of the Technology Acceptance Model (TAM). The research supplemented the classic constructs of TAM (behavioral intension, perceived usefulness, and perceived ease of use) with environmental ...
József Ráti, Zalán Márk Maró
wiley +1 more source