Results 11 to 20 of about 23,220,016 (305)
Entropy, 2021 This study proposes a method for identifying and evaluating driving risk as a first step towards calculating premiums in the newly emerging context of usage-based insurance.
Shuai Sun +3 more
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Frontiers in Public Health, 2022 BackgroundChina's welfare system including social health insurance has been closely linked to its unique household registration system, despite high population mobility over the past few decades.
Qiang Yao +3 more
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Implementing Automotive Telematics for Fleet Insurance
Journal of Technology Management & Innovation, 2013 The advantages of Usage-Based Insurance for automotive covers over conventional rating methods have been discussed in literature for over four decades. Notwithstanding their adoption in insurance markets has been slow.
Marika Azzopardi, Dominic Cortis
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Exposure as Duration and Distance in Telematics Motor Insurance Using Generalized Additive Models
Risks, 2017 In Pay-As-You-Drive (PAYD) automobile insurance, the premium is fixed based on the distance traveled, while in usage-based insurance (UBI) the driving patterns of the policyholder are also considered. In those schemes, drivers who drive more pay a higher
Jean-Philippe Boucher +2 more
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Journal of Pharmacopuncture, 2022 Objectives: This study is a comparative analysis of the satisfaction and recognition characteristics for traditional Korean medicine (TKM) in people with disabilities and the general population of Korea.
Ji-Eun Han +4 more
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User Acceptance Factors of Usage-Based Insurance
, 2023 Intelligent Transportation Systems (ITS) are utilized in car insurance policies known as Usage-Based Insurance (UBI), where driving data is collected using a telematics device to determine driving behavior. This enables offering personalized car insurance fees based on driving performance.
Quintero, Juan +3 more
openaire +1 more source
Risks, 2016 Pay-as-you-drive (PAYD), or usage-based automobile insurance (UBI), is a policy agreement tied to vehicle usage. In this paper we analyze the effect of the distance traveled on the risk of accidents among young drivers with a PAYD policy.
Mercedes Ayuso +2 more
doaj +1 more source
Acceptance Factors of Car Insurance Innovations: The Case of Usage-Based Insurance
Journal of Traffic and Logistics Engineering, 2020 Usage-Based Insurance (UBI) is an application of Intelligent Transportation Systems (ITS) in the context of car insurance. UBI refers to insurance models in which insurers collect driving data using a telematics device. Based on the collected information, insurers can offer individual discounts depending on driving behaviour and provide feedback about ...
Juan Quintero +2 more
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Mathematics, 2023 Pricing using a Generalised Linear Model is the gold standard in the auto insurance industry and rate regulation. Generalised Additive Model applications in insurance pricing are receiving increasing attention from academic researchers and actuarial ...
Shengkun Xie, Kun Shi
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Usage-based vehicle insurance: Driving style factors of accident probability and severity [PDF]
Journal of Transportation Safety & Security, 2021 The paper introduces an approach to telematics devices data application in automotive insurance. We conduct a comparative analysis of different types of devices that collect information on vehicle utilization and driving style of its driver, describe advantages and disadvantages of these devices and indicate the most efficient from the insurer point of
Ivan Stankevich +3 more
openaire +2 more sources