Results 1 to 10 of about 142 (104)
A Trustable and Secure Usage-Based Insurance Policy Auction Mechanism and Platform Using Blockchain and Smart Contract Technologies [PDF]
Sensors, 2023 This study presents an architectural framework for the blockchain-based usage-based insurance (UBI) policy auction mechanism in the internet of vehicles (IoV) applications. The main objective of this study is to analyze and design the specific blockchain
Wen-Yao Lin +2 more
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Regulatory and Technical Constraints: An Overview of the Technical Possibilities and Regulatory Limitations of Vehicle Telematic Data [PDF]
Sensors, 2021 A telematics device is a vehicle instrument that comes preinstalled by the vehicle manufacturer or can be added later. The device records information about driving behavior, including speed, acceleration, and turning force.
Kevin McDonnell +5 more
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Assessing Driving Risk Using Internet of Vehicles Data: An Analysis Based on Generalized Linear Models [PDF]
Sensors, 2020 With the major advances made in internet of vehicles (IoV) technology in recent years, usage-based insurance (UBI) products have emerged to meet market needs.
Shuai Sun +3 more
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Ratemaking Model of Usage Based Insurance Based on Driving Behaviors Classification
International Journal of Crowd Science, 2022 Based on the present situation of usage based insurance (UBI) research and application, this paper puts forward the UBI rating model based on driving behavior classification, and applies the technology of data mining to the evaluation of driving behavior.
Zhishuo Liu, Mengjun Hao, Fang Tian
doaj +3 more sources
Research on the UBI Car Insurance Rate Determination Model Based on the CNN-HVSVM Algorithm
IEEE Access, 2020 With the support of Internet of Vehicles technology, UBI (Usage Based Insurance) car insurance rate determination has certain guiding significance for achieving accurate pricing of car insurance rates and satisfying the personalized needs of users. Based
Chun Yan +4 more
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Mathematics, 2023 Pricing using a Generalised Linear Model is the gold standard in the auto insurance industry and rate regulation. Generalised Additive Model applications in insurance pricing are receiving increasing attention from academic researchers and actuarial ...
Shengkun Xie, Kun Shi
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IEEE Access, 2021 Driving behavior classification is an essential real-world requirement in different contexts. In traffic safety, avoiding traffic accidents by taking corrective actions against aggressive behaviors is necessary to protect drivers.
Moayed A. Khodairy, Gibrael Abosamra
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Synthetic Dataset Generation of Driver Telematics
Risks, 2021 This article describes the techniques employed in the production of a synthetic dataset of driver telematics emulated from a similar real insurance dataset.
Banghee So +2 more
doaj +1 more source
ISPRS International Journal of Geo-Information, 2020 Usage-Based Insurance (UBI) is an insurance framework that has made its appearance in the last few years. It allows direct measurement of the traveling of policyholders, hence the growing interest of the industry to better understand driving behaviors ...
Philippe Blais +3 more
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Measuring the acceptance rate of Usage-Based Insurance (UBI) based on statistical methods (case study: Saman Insurance Company) [PDF]
Mathematics and Modeling in FinanceUsage-based Insurance (UBI) is an innovation that differs from traditional car insurance and seeks to distinguish between high-risk and low-risk drivers.
Asma Hamzeh +2 more
doaj +1 more source